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Tammac Holdings Coporation in West Virginia

HMDA record for properties in West Virginia, calendar year 2024. National record · West Virginia overview

LEI 549300FFVDRROF85IC57
Reporting agency Department of Housing and Urban Development
State West Virginia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In West Virginia, Tammac Holdings Coporation reported 118 applications and 11 originations for 2024, $765k in all.

Its denial rate in the state was 86.0%, above the West Virginia rate of 28.3% across all lenders and compared with the lender's national rate of 76.3%.

Applications in the state were about level with 2023.

118applications in WV, 20242.1% of the lender's total
11loans originated$765k
86.0%denial rateWV all lenders 28.3%
—median rate spreadWV 0.4 pp

Compared with the state and the lender's national record

MeasureIn West VirginiaWest Virginia, all lendersTammac Holdings Coporation, all statesUnited States
Denial rate86.0%28.3%76.3%24.3%
Median rate spread, pp—0.44.10.3
Originations with spread of 1.5 pp or more—15.8%97.8%15.6%
Average originated loan—$195k$94k$329k
Home purchase share100.0%61.4%100.0%57.0%
FHA-insured share0.0%17.5%0.0%13.4%
VA-guaranteed share0.0%9.4%0.0%7.9%

Trend by year

ApplicationsOriginations

0591182022: 100 Applications2023: 118 Applications2024: 118 Applications2022: 5 Originations2023: 9 Originations2024: 11 Originations202220232024
Tammac Holdings Coporation in West Virginia: applications and originations, 2022–2024

This lender in stateWest Virginia, all lenders

0%43%86%2022: 84.4% This lender in state2023: 68.7% This lender in state2024: 86% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in West Virginia

By purpose

Home purchase 100% (11)

By type

Conventional 100% (11)

Denial reasons as coded

Credit history76.1%
Debt-to-income ratio18.5%
Employment history3.3%
Collateral1.1%
Other1.1%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 92 denials in West Virginia by first denial reason coded (outlined bar: all lenders in the state).

Counties in West Virginia

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Tammac Holdings Coporation originate in West Virginia in 2024?

11 loans totalling $765k, from 118 applications reported for properties in West Virginia.

What is Tammac Holdings Coporation's denial rate in West Virginia?

86.0% of decided applications in West Virginia were denied, against 28.3% for all lenders in the state and 76.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which West Virginia counties does Tammac Holdings Coporation lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in West Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.