Lenders › Rocket Mortgage › Arkansas
Rocket Mortgage in Arkansas
HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arkansas, Rocket Mortgage reported 4,839 applications and 3,464 originations for 2024, $679m in all.
Its denial rate in the state was 20.2%, below the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 18.2%.
The median rate spread on its Arkansas originations was 0.5 percentage points (state median 0.4).
Applications in the state were up 22% on 2023.
Compared with the state and the lender's national record
| Measure | In Arkansas | Arkansas, all lenders | Rocket Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.2% | 25.0% | 18.2% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 14.7% | 17.6% | 17.8% | 15.6% |
| Average originated loan | $196k | $220k | $270k | $329k |
| Home purchase share | 32.9% | 60.8% | 38.0% | 57.0% |
| FHA-insured share | 26.0% | 15.3% | 18.5% | 13.4% |
| VA-guaranteed share | 10.9% | 9.5% | 7.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArkansas, all lenders
Loan purpose and loan type in Arkansas
By purpose
Home purchase 33% (1,140)Home improvement 1% (28)Refinancing 12% (411)Cash-out refinancing 50% (1,715)Other purpose 5% (170)
By type
Conventional 63% (2,187)FHA 26% (900)VA 11% (377)
Denial reasons as coded
Share of 899 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arkansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Benton County | 760 | 604 | $166m | 10.2% |
| Pulaski County | 568 | 376 | $72m | 24.8% |
| Washington County | 337 | 276 | $65m | 9.3% |
| Saline County | 236 | 184 | $37m | 13.2% |
| Faulkner County | 188 | 144 | $26m | 14.0% |
| Garland County | 213 | 139 | $27m | 24.3% |
| Sebastian County | 179 | 129 | $23m | 23.3% |
| Lonoke County | 150 | 114 | $21m | 19.6% |
| Craighead County | 140 | 103 | $19m | 18.5% |
| White County | 123 | 80 | $13m | 26.5% |
| Crawford County | 109 | 80 | $15m | 21.2% |
| Pope County | 76 | 59 | $11m | 14.1% |
| Greene County | 70 | 53 | $8.8m | 22.1% |
| Jefferson County | 78 | 51 | $7.1m | 31.1% |
| Baxter County | 71 | 50 | $8.9m | 16.1% |
| Independence County | 60 | 46 | $8.2m | 19.0% |
| Crittenden County | 63 | 44 | $6.9m | 24.1% |
| Cleburne County | 67 | 41 | $7.9m | 25.4% |
| Miller County | 56 | 41 | $7.1m | 23.6% |
| Hot Spring County | 59 | 40 | $5.8m | 24.5% |
| Boone County | 53 | 39 | $6.2m | 20.4% |
| Carroll County | 54 | 38 | $8.0m | 17.4% |
| Mississippi County | 50 | 35 | $4.0m | 22.2% |
| Sharp County | 50 | 33 | $5.8m | 23.4% |
| Union County | 46 | 31 | $5.1m | 30.4% |
| Johnson County | 46 | 31 | $4.8m | 23.8% |
| Ouachita County | 42 | 31 | $3.6m | 20.5% |
| Clark County | 38 | 27 | $4.5m | 20.0% |
| Columbia County | 50 | 26 | $4.5m | 37.2% |
| Stone County | 40 | 26 | $4.4m | 27.8% |
| Cross County | 30 | 24 | $3.6m | 20.0% |
| Logan County | 36 | 22 | $3.4m | 33.3% |
| Madison County | 33 | 21 | $3.5m | 27.6% |
| Polk County | 30 | 21 | $3.6m | 22.2% |
| Grant County | 30 | 20 | $4.5m | 31.0% |
| Yell County | 27 | 20 | $3.0m | 20.0% |
| Poinsett County | 31 | 19 | $2.9m | 25.9% |
| Randolph County | 29 | 19 | $2.4m | 24.0% |
| Izard County | 26 | 19 | $3.3m | — |
| Franklin County | 25 | 18 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Rocket Mortgage originate in Arkansas in 2024?
3,464 loans totalling $679m, from 4,839 applications reported for properties in Arkansas.
What is Rocket Mortgage's denial rate in Arkansas?
20.2% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 18.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arkansas counties does Rocket Mortgage lend in most?
By originations: Benton County (604), Pulaski County (376), Washington County (276), Saline County (184), Faulkner County (144).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.