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Rocket Mortgage in Colorado
HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Rocket Mortgage's 2024 HMDA record for Colorado covers 9,601 applications, 7,250 of them originated, worth $2.5bn.
Its denial rate in the state was 15.7%, below the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 18.2%.
The median rate spread on its Colorado originations was 0.3 percentage points (state median 0.3).
Applications in the state were up 20% on 2023.
Compared with the state and the lender's national record
| Measure | In Colorado | Colorado, all lenders | Rocket Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.7% | 21.6% | 18.2% | 24.3% |
| Median rate spread, pp | 0.3 | 0.3 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 20.7% | 14.7% | 17.8% | 15.6% |
| Average originated loan | $350k | $416k | $270k | $329k |
| Home purchase share | 41.6% | 55.7% | 38.0% | 57.0% |
| FHA-insured share | 12.6% | 12.3% | 18.5% | 13.4% |
| VA-guaranteed share | 9.7% | 9.7% | 7.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateColorado, all lenders
Loan purpose and loan type in Colorado
By purpose
Home purchase 42% (3,019)Home improvement 1% (45)Refinancing 11% (808)Cash-out refinancing 44% (3,165)Other purpose 3% (213)
By type
Conventional 78% (5,635)FHA 13% (914)VA 10% (701)
Denial reasons as coded
Share of 1,380 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).
Counties in Colorado
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| El Paso County | 1,312 | 960 | $325m | 17.0% |
| Jefferson County | 986 | 779 | $297m | 13.1% |
| Arapahoe County | 1,029 | 777 | $276m | 15.5% |
| Denver County | 893 | 683 | $273m | 15.3% |
| Adams County | 826 | 633 | $204m | 15.6% |
| Douglas County | 819 | 622 | $274m | 12.0% |
| Weld County | 590 | 453 | $136m | 15.2% |
| Larimer County | 467 | 379 | $124m | 10.4% |
| Pueblo County | 376 | 272 | $62m | 20.1% |
| Boulder County | 330 | 251 | $108m | 14.0% |
| Mesa County | 274 | 203 | $55m | 13.2% |
| Montrose County | 110 | 90 | $24m | 14.3% |
| Broomfield County | 111 | 89 | $36m | 12.4% |
| Fremont County | 104 | 77 | $19m | 16.1% |
| La Plata County | 78 | 68 | $26m | 8.1% |
| Garfield County | 87 | 62 | $22m | 23.8% |
| Park County | 89 | 56 | $18m | 29.3% |
| Delta County | 79 | 50 | $13m | 23.5% |
| Chaffee County | 67 | 49 | $20m | 14.8% |
| Grand County | 54 | 46 | $21m | 11.3% |
| Elbert County | 64 | 44 | $22m | 20.7% |
| Teller County | 62 | 43 | $14m | 18.9% |
| Summit County | 58 | 40 | $28m | 21.6% |
| Otero County | 54 | 35 | $6.4m | 30.0% |
| Morgan County | 43 | 35 | $7.4m | 12.5% |
| Montezuma County | 42 | 31 | $7.7m | 17.9% |
| Gunnison County | 41 | 28 | $12m | 22.2% |
| Eagle County | 35 | 26 | $12m | 23.5% |
| Routt County | 33 | 26 | $13m | 16.1% |
| Logan County | 36 | 25 | $4.9m | 16.1% |
| Archuleta County | 31 | 25 | $8.6m | 19.4% |
| Alamosa County | 32 | 24 | $5.1m | 13.8% |
| Las Animas County | 33 | 22 | $3.8m | 21.4% |
| Moffat County | 28 | 20 | $4.8m | 21.4% |
| Clear Creek County | 25 | 18 | $6.3m | — |
| Prowers County | 25 | 15 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Rocket Mortgage originate in Colorado in 2024?
7,250 loans totalling $2.5bn, from 9,601 applications reported for properties in Colorado.
What is Rocket Mortgage's denial rate in Colorado?
15.7% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 18.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Colorado counties does Rocket Mortgage lend in most?
By originations: El Paso County (960), Jefferson County (779), Arapahoe County (777), Denver County (683), Adams County (633).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.