Lenders › Rocket Mortgage › Connecticut
Rocket Mortgage in Connecticut
HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Connecticut, Rocket Mortgage reported 4,627 applications and 3,526 originations for 2024, $904m in all.
Its denial rate in the state was 17.0%, below the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 18.2%.
The median rate spread on its Connecticut originations was 0.6 percentage points (state median 0.3).
Applications in the state were up 12% on 2023.
Compared with the state and the lender's national record
| Measure | In Connecticut | Connecticut, all lenders | Rocket Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.0% | 23.7% | 18.2% | 24.3% |
| Median rate spread, pp | 0.6 | 0.3 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 22.2% | 14.8% | 17.8% | 15.6% |
| Average originated loan | $256k | $325k | $270k | $329k |
| Home purchase share | 34.2% | 52.6% | 38.0% | 57.0% |
| FHA-insured share | 15.1% | 9.1% | 18.5% | 13.4% |
| VA-guaranteed share | 4.3% | 3.5% | 7.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateConnecticut, all lenders
Loan purpose and loan type in Connecticut
By purpose
Home purchase 34% (1,207)Home improvement 1% (35)Refinancing 9% (322)Cash-out refinancing 52% (1,822)Other purpose 4% (140)
By type
Conventional 81% (2,839)FHA 15% (534)VA 4% (153)
Denial reasons as coded
Share of 735 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).
Counties in Connecticut
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Capitol Planning Region | 1,224 | 955 | $224m | 14.4% |
| South Central Connecticut Planning Region | 730 | 545 | $133m | 18.9% |
| Naugatuck Valley Planning Region | 724 | 542 | $124m | 18.3% |
| Western Connecticut Planning Region | 658 | 493 | $172m | 17.7% |
| Greater Bridgeport Planning Region | 350 | 262 | $76m | 20.4% |
| Southeastern Connecticut Planning Region | 324 | 251 | $60m | 16.4% |
| Lower Connecticut River Valley Planning Region | 269 | 213 | $55m | 15.9% |
| Northwest Hills Planning Region | 196 | 146 | $35m | 14.0% |
| Northeastern Connecticut Planning Region | 152 | 119 | $23m | 17.6% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Rocket Mortgage originate in Connecticut in 2024?
3,526 loans totalling $904m, from 4,627 applications reported for properties in Connecticut.
What is Rocket Mortgage's denial rate in Connecticut?
17.0% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 18.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Connecticut counties does Rocket Mortgage lend in most?
By originations: Capitol Planning Region (955), South Central Connecticut Planning Region (545), Naugatuck Valley Planning Region (542), Western Connecticut Planning Region (493), Greater Bridgeport Planning Region (262).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.