Lenders › Rocket Mortgage › Maine
Rocket Mortgage in Maine
HMDA record for properties in Maine, calendar year 2024. National record · Maine overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Rocket Mortgage's 2024 HMDA record for Maine covers 2,006 applications, 1,472 of them originated, worth $320m.
Its denial rate in the state was 19.3%, close to the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 18.2%.
The median rate spread on its Maine originations was 0.6 percentage points (state median 0.4).
Applications in the state were up 18% on 2023.
Compared with the state and the lender's national record
| Measure | In Maine | Maine, all lenders | Rocket Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 19.3% | 20.9% | 18.2% | 24.3% |
| Median rate spread, pp | 0.6 | 0.4 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 20.9% | 16.1% | 17.8% | 15.6% |
| Average originated loan | $217k | $263k | $270k | $329k |
| Home purchase share | 26.7% | 49.0% | 38.0% | 57.0% |
| FHA-insured share | 20.3% | 8.7% | 18.5% | 13.4% |
| VA-guaranteed share | 8.9% | 6.3% | 7.8% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaine, all lenders
Loan purpose and loan type in Maine
By purpose
Home purchase 27% (393)Home improvement 1% (10)Refinancing 10% (148)Cash-out refinancing 57% (840)Other purpose 6% (81)
By type
Conventional 71% (1,042)FHA 20% (299)VA 9% (131)
Denial reasons as coded
Share of 360 denials in Maine by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maine
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| York County | 325 | 252 | $65m | 15.7% |
| Cumberland County | 327 | 231 | $64m | 22.5% |
| Penobscot County | 250 | 201 | $36m | 15.8% |
| Kennebec County | 182 | 130 | $27m | 19.4% |
| Androscoggin County | 164 | 120 | $24m | 19.9% |
| Aroostook County | 99 | 71 | $10m | 19.1% |
| Oxford County | 101 | 64 | $13m | 26.7% |
| Somerset County | 87 | 61 | $11m | 20.5% |
| Waldo County | 68 | 55 | $11m | 15.4% |
| Washington County | 72 | 52 | $8.0m | 18.5% |
| Hancock County | 75 | 45 | $9.7m | 32.8% |
| Lincoln County | 53 | 42 | $9.4m | 15.7% |
| Piscataquis County | 52 | 40 | $6.8m | 10.9% |
| Sagadahoc County | 53 | 37 | $8.0m | 20.0% |
| Franklin County | 50 | 36 | $7.0m | 25.0% |
| Knox County | 48 | 35 | $9.3m | 15.9% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Rocket Mortgage originate in Maine in 2024?
1,472 loans totalling $320m, from 2,006 applications reported for properties in Maine.
What is Rocket Mortgage's denial rate in Maine?
19.3% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 18.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maine counties does Rocket Mortgage lend in most?
By originations: York County (252), Cumberland County (231), Penobscot County (201), Kennebec County (130), Androscoggin County (120).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.