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Rocket Mortgage in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 549300FGXN1K3HLB1R50
Reporting agency Department of Housing and Urban Development
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Rocket Mortgage's 2024 HMDA record for New Hampshire covers 2,227 applications, 1,664 of them originated, worth $427m.

Its denial rate in the state was 17.4%, below the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 18.2%.

The median rate spread on its New Hampshire originations was 0.5 percentage points (state median 0.4).

Applications in the state were up 35% on 2023.

2,227applications in NH, 20240.5% of the lender's total
1,664loans originated$427m
17.4%denial rateNH all lenders 22.8%
0.5 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersRocket Mortgage, all statesUnited States
Denial rate17.4%22.8%18.2%24.3%
Median rate spread, pp0.50.40.50.3
Originations with spread of 1.5 pp or more25.3%15.9%17.8%15.6%
Average originated loan$257k$320k$270k$329k
Home purchase share24.4%46.9%38.0%57.0%
FHA-insured share14.4%7.2%18.5%13.4%
VA-guaranteed share6.2%5.7%7.8%7.9%

Trend by year

ApplicationsOriginations

01,5563,1122022: 3,112 Applications2023: 1,650 Applications2024: 2,227 Applications2022: 2,306 Originations2023: 1,194 Originations2024: 1,664 Originations202220232024
Rocket Mortgage in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%11.8%23.6%2022: 17% This lender in state2023: 19.1% This lender in state2024: 17.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 24% (406)Home improvement 1% (12)Refinancing 9% (151)Cash-out refinancing 62% (1,027)Other purpose 4% (68)

By type

Conventional 79% (1,322)FHA 14% (239)VA 6% (103)

Denial reasons as coded

Collateral44%
Debt-to-income ratio20.6%
Credit application incomplete17.5%
Credit history6.4%
Employment history4.2%
Other3.3%
Unverifiable information2.5%
Insufficient cash (downpayment, closing costs)1.4%
Mortgage insurance denied0%

Share of 359 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County618470$126m15.8%
Rockingham County492371$104m18.6%
Merrimack County239180$48m14.2%
Strafford County159128$33m13.8%
Belknap County139100$24m18.3%
Grafton County13698$22m19.8%
Cheshire County12893$21m21.8%
Carroll County11083$21m14.9%
Sullivan County10973$16m21.2%
Coos County9768$12m22.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Rocket Mortgage originate in New Hampshire in 2024?

1,664 loans totalling $427m, from 2,227 applications reported for properties in New Hampshire.

What is Rocket Mortgage's denial rate in New Hampshire?

17.4% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 18.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does Rocket Mortgage lend in most?

By originations: Hillsborough County (470), Rockingham County (371), Merrimack County (180), Strafford County (128), Belknap County (100).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.