Lenders › Newrez LLC › Georgia
Newrez LLC in Georgia
HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Newrez LLC's 2024 HMDA record for Georgia covers 5,790 applications, 1,714 of them originated, worth $420m.
Its denial rate in the state was 43.1%, above the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 35.0%.
The median rate spread on its Georgia originations was 0.6 percentage points (state median 0.4).
Applications in the state were up 40% on 2023.
Compared with the state and the lender's national record
| Measure | In Georgia | Georgia, all lenders | Newrez LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 43.1% | 26.9% | 35.0% | 24.3% |
| Median rate spread, pp | 0.6 | 0.4 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 31.1% | 17.5% | 20.7% | 15.6% |
| Average originated loan | $245k | $313k | $307k | $329k |
| Home purchase share | 24.9% | 57.0% | 51.0% | 57.0% |
| FHA-insured share | 19.3% | 18.3% | 18.4% | 13.4% |
| VA-guaranteed share | 18.3% | 11.6% | 16.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateGeorgia, all lenders
Loan purpose and loan type in Georgia
By purpose
Home purchase 25% (426)Refinancing 18% (317)Cash-out refinancing 57% (971)
By type
Conventional 62% (1,061)FHA 19% (330)VA 18% (314)USDA 1% (9)
Denial reasons as coded
Share of 1,332 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Georgia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cobb County | 428 | 163 | $45m | 37.3% |
| Gwinnett County | 620 | 151 | $40m | 48.9% |
| Fulton County | 539 | 143 | $35m | 49.3% |
| DeKalb County | 454 | 109 | $24m | 51.5% |
| Henry County | 274 | 79 | $19m | 44.1% |
| Cherokee County | 166 | 63 | $20m | 33.0% |
| Clayton County | 220 | 62 | $12m | 53.3% |
| Forsyth County | 193 | 60 | $22m | 36.7% |
| Paulding County | 152 | 51 | $12m | 36.5% |
| Chatham County | 149 | 39 | $8.5m | 44.0% |
| Houston County | 69 | 34 | $9.4m | 24.4% |
| Douglas County | 105 | 31 | $8.6m | 44.8% |
| Newton County | 103 | 31 | $6.9m | 49.2% |
| Fayette County | 75 | 31 | $8.2m | 23.8% |
| Hall County | 101 | 29 | $6.0m | 40.8% |
| Coweta County | 101 | 29 | $6.3m | 39.6% |
| Muscogee County | 97 | 28 | $5.1m | 47.2% |
| Columbia County | 93 | 25 | $6.8m | 33.3% |
| Carroll County | 71 | 24 | $5.2m | 36.8% |
| Walton County | 94 | 23 | $5.3m | 45.2% |
| Liberty County | 60 | 23 | $6.7m | 17.9% |
| Richmond County | 67 | 21 | $4.3m | 48.8% |
| Glynn County | 63 | 21 | $5.5m | 41.7% |
| Barrow County | 73 | 19 | $3.9m | 47.5% |
| Rockdale County | 87 | 18 | $3.9m | 56.5% |
| Jackson County | 54 | 18 | $4.2m | 37.9% |
| Camden County | 44 | 18 | $5.4m | 20.0% |
| Catoosa County | 51 | 16 | $3.9m | 44.8% |
| Spalding County | 50 | 15 | $2.8m | — |
| Bryan County | 36 | 13 | $4.5m | — |
| Bibb County | 46 | 12 | $2.0m | — |
| Bartow County | 39 | 11 | $2.0m | — |
| Walker County | 36 | 11 | $1.6m | — |
| Floyd County | 33 | 10 | $1.8m | — |
| Bulloch County | 31 | 10 | $1.2m | — |
| Troup County | 28 | 9 | $1.0m | — |
| Dawson County | 28 | 9 | $2.8m | — |
| Effingham County | 36 | 8 | $2.2m | — |
| Whitfield County | 33 | 8 | $1.4m | — |
| Pickens County | 26 | 8 | $1.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Newrez LLC originate in Georgia in 2024?
1,714 loans totalling $420m, from 5,790 applications reported for properties in Georgia.
What is Newrez LLC's denial rate in Georgia?
43.1% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 35.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Georgia counties does Newrez LLC lend in most?
By originations: Cobb County (163), Gwinnett County (151), Fulton County (143), DeKalb County (109), Henry County (79).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.