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Newrez LLC in Ohio

HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview

LEI 549300FNXYY540N23N64
Reporting agency Department of Housing and Urban Development
State Ohio

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Ohio, Newrez LLC reported 4,644 applications and 1,971 originations for 2024, $412m in all.

Its denial rate in the state was 29.7%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 35.0%.

The median rate spread on its Ohio originations was 0.6 percentage points (state median 0.5).

Applications in the state were up 41% on 2023.

4,644applications in OH, 20243.3% of the lender's total
1,971loans originated$412m
29.7%denial rateOH all lenders 23.5%
0.6 ppmedian rate spreadOH 0.5 pp

Compared with the state and the lender's national record

MeasureIn OhioOhio, all lendersNewrez LLC, all statesUnited States
Denial rate29.7%23.5%35.0%24.3%
Median rate spread, pp0.60.50.50.3
Originations with spread of 1.5 pp or more18.0%17.7%20.7%15.6%
Average originated loan$209k$218k$307k$329k
Home purchase share58.5%51.7%51.0%57.0%
FHA-insured share25.4%12.3%18.4%13.4%
VA-guaranteed share12.4%5.9%16.4%7.9%

Trend by year

ApplicationsOriginations

02,3224,6442022: 3,425 Applications2023: 3,301 Applications2024: 4,644 Applications2022: 981 Originations2023: 1,441 Originations2024: 1,971 Originations202220232024
Newrez LLC in Ohio: applications and originations, 2022–2024

This lender in stateOhio, all lenders

0%23.1%46.2%2022: 46.2% This lender in state2023: 28.9% This lender in state2024: 29.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Ohio

By purpose

Home purchase 58% (1,153)Home improvement 0% (7)Refinancing 10% (191)Cash-out refinancing 31% (619)Other purpose 0% (1)

By type

Conventional 59% (1,172)FHA 25% (501)VA 12% (245)USDA 3% (53)

Denial reasons as coded

Debt-to-income ratio47.3%
Credit history30%
Collateral10.3%
Unverifiable information4.5%
Insufficient cash (downpayment, closing costs)3.1%
Other3%
Employment history1.5%
Credit application incomplete0.2%
Mortgage insurance denied0.1%

Share of 847 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).

Counties in Ohio

CountyApplicationsOriginationsAmountDenial rate
Franklin County512210$52m33.7%
Hamilton County379166$36m25.0%
Lucas County233147$30m15.5%
Darke County132101$16m4.7%
Butler County24196$25m34.2%
Cuyahoga County33791$16m50.5%
Montgomery County22580$15m31.4%
Stark County14376$12m23.8%
Summit County16861$12m31.1%
Clermont County10151$13m22.7%
Lorain County14850$11m38.3%
Warren County12148$13m23.4%
Wood County7446$12m6.0%
Fairfield County9944$11m27.4%
Miami County6638$8.6m22.0%
Licking County8335$7.7m18.6%
Delaware County8731$9.4m38.5%
Mahoning County8331$4.7m41.8%
Medina County7431$4.8m27.3%
Clark County7528$5.0m40.4%
Greene County6127$5.6m24.3%
Pickaway County4727$7.1m15.6%
Columbiana County4726$4.0m29.7%
Preble County4321$3.6m34.4%
Clinton County3618$3.5m—
Lake County7217$2.7m46.9%
Knox County3016$3.5m—
Richland County4215$2.7m—
Ross County3214$2.6m—
Trumbull County4112$1.4m—
Muskingum County2912$2.0m—
Fayette County2812$2.5m—
Champaign County2512$2.4m—
Portage County3511$2.1m—
Union County329$2.0m—
Shelby County289$1.3m—
Madison County289$1.9m—
Geauga County297$1.2m—
Ashtabula County276$1.4m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Newrez LLC originate in Ohio in 2024?

1,971 loans totalling $412m, from 4,644 applications reported for properties in Ohio.

What is Newrez LLC's denial rate in Ohio?

29.7% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 35.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Ohio counties does Newrez LLC lend in most?

By originations: Franklin County (210), Hamilton County (166), Lucas County (147), Darke County (101), Butler County (96).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.