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Newrez LLC in Oregon

HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview

LEI 549300FNXYY540N23N64
Reporting agency Department of Housing and Urban Development
State Oregon

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Oregon, Newrez LLC reported 2,306 applications and 1,238 originations for 2024, $476m in all.

Its denial rate in the state was 18.5%, below the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 35.0%.

The median rate spread on its Oregon originations was 0.3 percentage points (state median 0.4).

Applications in the state were up 60% on 2023.

2,306applications in OR, 20241.6% of the lender's total
1,238loans originated$476m
18.5%denial rateOR all lenders 20.6%
0.3 ppmedian rate spreadOR 0.4 pp

Compared with the state and the lender's national record

MeasureIn OregonOregon, all lendersNewrez LLC, all statesUnited States
Denial rate18.5%20.6%35.0%24.3%
Median rate spread, pp0.30.40.50.3
Originations with spread of 1.5 pp or more12.6%16.0%20.7%15.6%
Average originated loan$384k$354k$307k$329k
Home purchase share64.6%53.8%51.0%57.0%
FHA-insured share19.6%11.9%18.4%13.4%
VA-guaranteed share15.3%6.7%16.4%7.9%

Trend by year

ApplicationsOriginations

01,1532,3062022: 1,480 Applications2023: 1,439 Applications2024: 2,306 Applications2022: 473 Originations2023: 773 Originations2024: 1,238 Originations202220232024
Newrez LLC in Oregon: applications and originations, 2022–2024

This lender in stateOregon, all lenders

0%18.8%37.6%2022: 37.6% This lender in state2023: 16.4% This lender in state2024: 18.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oregon

By purpose

Home purchase 65% (800)Refinancing 15% (183)Cash-out refinancing 21% (255)

By type

Conventional 64% (791)FHA 20% (243)VA 15% (190)USDA 1% (14)

Denial reasons as coded

Debt-to-income ratio61.7%
Credit history17%
Collateral8.2%
Other4.3%
Unverifiable information3.9%
Insufficient cash (downpayment, closing costs)2.5%
Employment history1.4%
Credit application incomplete1.1%
Mortgage insurance denied0%

Share of 282 denials in Oregon by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oregon

CountyApplicationsOriginationsAmountDenial rate
Deschutes County254162$91m11.0%
Multnomah County288151$57m22.6%
Marion County222109$41m23.6%
Washington County229103$41m26.8%
Linn County14292$32m9.8%
Clackamas County20086$37m28.3%
Lane County14375$25m21.6%
Douglas County11973$21m6.4%
Klamath County8362$15m8.8%
Polk County8047$16m13.0%
Yamhill County6836$14m19.6%
Jackson County8933$13m32.7%
Tillamook County3728$9.0m6.7%
Coos County3923$7.9m8.0%
Lincoln County4222$7.2m15.4%
Curry County2722$8.6m—
Benton County3318$6.7m—
Columbia County3117$5.7m—
Umatilla County257$2.7m—
Josephine County257$1.8m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Newrez LLC originate in Oregon in 2024?

1,238 loans totalling $476m, from 2,306 applications reported for properties in Oregon.

What is Newrez LLC's denial rate in Oregon?

18.5% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 35.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oregon counties does Newrez LLC lend in most?

By originations: Deschutes County (162), Multnomah County (151), Marion County (109), Washington County (103), Linn County (92).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.