Lenders › Newrez LLC › Texas
Newrez LLC in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Newrez LLC's 2024 HMDA record for Texas covers 9,109 applications, 2,783 of them originated, worth $863m.
Its denial rate in the state was 44.5%, above the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 35.0%.
The median rate spread on its Texas originations was 0.4 percentage points (state median 0.2).
Applications in the state were up 40% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Newrez LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 44.5% | 26.0% | 35.0% | 24.3% |
| Median rate spread, pp | 0.4 | 0.2 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 8.8% | 11.8% | 20.7% | 15.6% |
| Average originated loan | $310k | $350k | $307k | $329k |
| Home purchase share | 54.2% | 72.8% | 51.0% | 57.0% |
| FHA-insured share | 19.4% | 19.8% | 18.4% | 13.4% |
| VA-guaranteed share | 21.0% | 10.4% | 16.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 54% (1,508)Refinancing 17% (479)Cash-out refinancing 28% (789)Other purpose 0% (7)
By type
Conventional 59% (1,634)FHA 19% (539)VA 21% (585)USDA 1% (25)
Denial reasons as coded
Share of 2,289 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Harris County | 1,290 | 376 | $107m | 47.8% |
| Bexar County | 738 | 260 | $76m | 40.2% |
| Dallas County | 720 | 181 | $49m | 55.2% |
| Tarrant County | 612 | 169 | $48m | 44.5% |
| Collin County | 410 | 126 | $50m | 34.2% |
| Travis County | 301 | 121 | $52m | 27.2% |
| Denton County | 389 | 108 | $44m | 42.4% |
| Williamson County | 283 | 108 | $40m | 35.5% |
| Montgomery County | 272 | 93 | $31m | 41.2% |
| Fort Bend County | 325 | 77 | $25m | 53.4% |
| Bell County | 163 | 61 | $17m | 39.6% |
| Brazoria County | 129 | 49 | $17m | 38.6% |
| El Paso County | 221 | 48 | $12m | 56.0% |
| Comal County | 97 | 42 | $19m | 27.6% |
| McLennan County | 81 | 42 | $10m | 24.6% |
| Smith County | 99 | 40 | $15m | 31.0% |
| Galveston County | 140 | 39 | $11m | 47.3% |
| Hidalgo County | 163 | 37 | $10m | 61.6% |
| Nueces County | 109 | 34 | $9.3m | 40.7% |
| Bastrop County | 79 | 34 | $13m | 39.3% |
| Hays County | 91 | 29 | $11m | 44.2% |
| Parker County | 100 | 28 | $8.3m | 34.9% |
| Kaufman County | 89 | 26 | $8.9m | 49.1% |
| Ellis County | 110 | 25 | $9.3m | 59.7% |
| Johnson County | 86 | 25 | $8.9m | 43.2% |
| Guadalupe County | 55 | 25 | $7.9m | 32.4% |
| Grayson County | 58 | 24 | $6.9m | 29.7% |
| Coryell County | 37 | 20 | $5.3m | 16.0% |
| Cameron County | 79 | 19 | $3.7m | 58.7% |
| Brazos County | 55 | 19 | $5.9m | 28.6% |
| Lubbock County | 64 | 15 | $3.7m | 48.3% |
| Liberty County | 44 | 15 | $3.4m | 46.4% |
| Wise County | 39 | 15 | $4.1m | — |
| Rockwall County | 46 | 13 | $5.5m | — |
| Gregg County | 38 | 13 | $3.8m | — |
| Jefferson County | 49 | 12 | $2.2m | 58.6% |
| Hunt County | 47 | 12 | $3.3m | 56.7% |
| Taylor County | 27 | 12 | $3.0m | — |
| Midland County | 42 | 11 | $2.7m | — |
| Burnet County | 29 | 11 | $4.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Newrez LLC originate in Texas in 2024?
2,783 loans totalling $863m, from 9,109 applications reported for properties in Texas.
What is Newrez LLC's denial rate in Texas?
44.5% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 35.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Newrez LLC lend in most?
By originations: Harris County (376), Bexar County (260), Dallas County (181), Tarrant County (169), Collin County (126).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.