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Iowa Bankers Mortgage Corporation in Iowa
HMDA record for properties in Iowa, calendar year 2024. National record · Iowa overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Iowa Bankers Mortgage Corporation's 2024 HMDA record for Iowa covers 2,696 applications, 2,092 of them originated, worth $450m.
Its denial rate in the state was 15.1%, close to the Iowa rate of 15.9% across all lenders and compared with the lender's national rate of 15.1%.
The median rate spread on its Iowa originations was -0.1 percentage points (state median 0.2).
Applications in the state were up 13% on 2023.
Compared with the state and the lender's national record
| Measure | In Iowa | Iowa, all lenders | Iowa Bankers Mortgage Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.1% | 15.9% | 15.1% | 24.3% |
| Median rate spread, pp | -0.1 | 0.2 | -0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.8% | 15.6% | 0.7% | 15.6% |
| Average originated loan | $215k | $187k | $222k | $329k |
| Home purchase share | 87.6% | 57.7% | 87.2% | 57.0% |
| FHA-insured share | 2.8% | 8.2% | 2.4% | 13.4% |
| VA-guaranteed share | 2.2% | 5.2% | 2.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIowa, all lenders
Loan purpose and loan type in Iowa
By purpose
Home purchase 88% (1,833)Home improvement 1% (14)Refinancing 7% (141)Cash-out refinancing 4% (85)Other purpose 1% (19)
By type
Conventional 90% (1,892)FHA 3% (58)VA 2% (46)USDA 5% (96)
Denial reasons as coded
Share of 380 denials in Iowa by first denial reason coded (outlined bar: all lenders in the state).
Counties in Iowa
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Polk County | 335 | 289 | $77m | 8.4% |
| Story County | 188 | 160 | $40m | 10.1% |
| Woodbury County | 133 | 118 | $25m | 9.2% |
| Dallas County | 120 | 102 | $33m | 8.8% |
| Marion County | 109 | 92 | $23m | 9.7% |
| Des Moines County | 102 | 85 | $13m | 9.4% |
| Linn County | 98 | 71 | $14m | 19.6% |
| Boone County | 76 | 68 | $15m | 6.8% |
| Warren County | 76 | 62 | $19m | 8.7% |
| Sioux County | 69 | 60 | $15m | 10.1% |
| Jasper County | 58 | 49 | $8.3m | 12.5% |
| Webster County | 55 | 36 | $5.7m | 24.5% |
| Marshall County | 51 | 36 | $5.8m | 15.6% |
| Pottawattamie County | 44 | 32 | $6.7m | 15.0% |
| Black Hawk County | 42 | 32 | $6.3m | 10.5% |
| Dubuque County | 37 | 32 | $9.1m | 11.1% |
| O'Brien County | 33 | 26 | $4.1m | 15.6% |
| Lyon County | 29 | 26 | $5.7m | 7.1% |
| Carroll County | 30 | 23 | $5.5m | 17.9% |
| Muscatine County | 27 | 23 | $4.1m | — |
| Johnson County | 31 | 21 | $4.6m | 24.1% |
| Mills County | 25 | 21 | $4.2m | — |
| Hamilton County | 31 | 20 | $2.8m | 20.0% |
| Buchanan County | 27 | 20 | $3.2m | 22.2% |
| Kossuth County | 31 | 19 | $2.8m | 29.6% |
| Lee County | 27 | 19 | $2.7m | 23.1% |
| Mahaska County | 25 | 19 | $3.5m | — |
| Harrison County | 27 | 17 | $3.6m | — |
| Clay County | 25 | 13 | $2.3m | — |
| Union County | 32 | 12 | $2.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Iowa Bankers Mortgage Corporation originate in Iowa in 2024?
2,092 loans totalling $450m, from 2,696 applications reported for properties in Iowa.
What is Iowa Bankers Mortgage Corporation's denial rate in Iowa?
15.1% of decided applications in Iowa were denied, against 15.9% for all lenders in the state and 15.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Iowa counties does Iowa Bankers Mortgage Corporation lend in most?
By originations: Polk County (289), Story County (160), Woodbury County (118), Dallas County (102), Marion County (92).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Iowa. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.