Lenders › Envista Federal Credit Union › Kansas
Envista Federal Credit Union in Kansas
HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Envista Federal Credit Union's 2024 HMDA record for Kansas covers 1,048 applications, 718 of them originated, worth $72m.
Its denial rate in the state was 17.6%, close to the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 17.7%.
The median rate spread on its Kansas originations was 0.7 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Kansas | Kansas, all lenders | Envista Federal Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.6% | 19.2% | 17.7% | 24.3% |
| Median rate spread, pp | 0.7 | 0.4 | 0.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 15.8% | 14.2% | 15.7% | 15.6% |
| Average originated loan | $101k | $242k | $102k | $329k |
| Home purchase share | 29.4% | 58.5% | 29.9% | 57.0% |
| FHA-insured share | 0.0% | 11.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.3% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateKansas, all lenders
Loan purpose and loan type in Kansas
By purpose
Home purchase 29% (211)Home improvement 15% (111)Refinancing 8% (56)Cash-out refinancing 37% (269)Other purpose 10% (71)
By type
Conventional 100% (718)
Denial reasons as coded
Share of 181 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Kansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Shawnee County | 751 | 506 | $48m | 17.4% |
| Douglas County | 77 | 56 | $8.8m | 14.3% |
| Osage County | 45 | 36 | $3.0m | 13.3% |
| Jefferson County | 31 | 24 | $2.9m | 19.4% |
| Jackson County | 27 | 21 | $1.8m | 14.8% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Envista Federal Credit Union originate in Kansas in 2024?
718 loans totalling $72m, from 1,048 applications reported for properties in Kansas.
What is Envista Federal Credit Union's denial rate in Kansas?
17.6% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 17.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Kansas counties does Envista Federal Credit Union lend in most?
By originations: Shawnee County (506), Douglas County (56), Osage County (36), Jefferson County (24), Jackson County (21).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.