Lenders › Pentagon Federal Credit Unioin › Arkansas
Pentagon Federal Credit Unioin in Arkansas
HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Pentagon Federal Credit Unioin's 2024 HMDA record for Arkansas covers 162 applications, 69 of them originated, worth $17m.
Its denial rate in the state was 45.3%, above the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 51.4%.
The median rate spread on its Arkansas originations was 0.3 percentage points (state median 0.4).
Applications in the state were down 25% on 2023.
Compared with the state and the lender's national record
| Measure | In Arkansas | Arkansas, all lenders | Pentagon Federal Credit Unioin, all states | United States |
|---|---|---|---|---|
| Denial rate | 45.3% | 25.0% | 51.4% | 24.3% |
| Median rate spread, pp | 0.3 | 0.4 | 0.8 | 0.3 |
| Originations with spread of 1.5 pp or more | 10.3% | 17.6% | 16.3% | 15.6% |
| Average originated loan | $248k | $220k | $232k | $329k |
| Home purchase share | 43.5% | 60.8% | 29.8% | 57.0% |
| FHA-insured share | 4.3% | 15.3% | 3.1% | 13.4% |
| VA-guaranteed share | 21.7% | 9.5% | 14.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArkansas, all lenders
Loan purpose and loan type in Arkansas
By purpose
Home purchase 43% (30)Home improvement 20% (14)Refinancing 17% (12)Cash-out refinancing 4% (3)Other purpose 14% (10)
By type
Conventional 74% (51)FHA 4% (3)VA 22% (15)
Denial reasons as coded
Share of 58 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arkansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Benton County | 41 | 24 | $6.9m | 31.4% |
| Pulaski County | 30 | 10 | $3.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pentagon Federal Credit Unioin originate in Arkansas in 2024?
69 loans totalling $17m, from 162 applications reported for properties in Arkansas.
What is Pentagon Federal Credit Unioin's denial rate in Arkansas?
45.3% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 51.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arkansas counties does Pentagon Federal Credit Unioin lend in most?
By originations: Benton County (24), Pulaski County (10).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.