Lenders › Pentagon Federal Credit Unioin › Hawaii
Pentagon Federal Credit Unioin in Hawaii
HMDA record for properties in Hawaii, calendar year 2024. National record · Hawaii overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Pentagon Federal Credit Unioin's 2024 HMDA record for Hawaii covers 157 applications, 42 of them originated, worth $15m.
Its denial rate in the state was 62.1%, above the Hawaii rate of 29.7% across all lenders and compared with the lender's national rate of 51.4%.
The median rate spread on its Hawaii originations was 0.8 percentage points (state median 0.0).
Applications in the state were up 12% on 2023.
Compared with the state and the lender's national record
| Measure | In Hawaii | Hawaii, all lenders | Pentagon Federal Credit Unioin, all states | United States |
|---|---|---|---|---|
| Denial rate | 62.1% | 29.7% | 51.4% | 24.3% |
| Median rate spread, pp | 0.8 | 0.0 | 0.8 | 0.3 |
| Originations with spread of 1.5 pp or more | 19.5% | 7.7% | 16.3% | 15.6% |
| Average originated loan | $362k | $576k | $232k | $329k |
| Home purchase share | 35.7% | 55.6% | 29.8% | 57.0% |
| FHA-insured share | 0.0% | 4.3% | 3.1% | 13.4% |
| VA-guaranteed share | 23.8% | 17.4% | 14.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateHawaii, all lenders
Loan purpose and loan type in Hawaii
By purpose
Home purchase 36% (15)Home improvement 31% (13)Refinancing 17% (7)Cash-out refinancing 5% (2)Other purpose 12% (5)
By type
Conventional 76% (32)VA 24% (10)
Denial reasons as coded
Share of 72 denials in Hawaii by first denial reason coded (outlined bar: all lenders in the state).
Counties in Hawaii
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Honolulu County | 127 | 36 | $14m | 60.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pentagon Federal Credit Unioin originate in Hawaii in 2024?
42 loans totalling $15m, from 157 applications reported for properties in Hawaii.
What is Pentagon Federal Credit Unioin's denial rate in Hawaii?
62.1% of decided applications in Hawaii were denied, against 29.7% for all lenders in the state and 51.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Hawaii counties does Pentagon Federal Credit Unioin lend in most?
By originations: Honolulu County (36).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Hawaii. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.