Lenders › Pentagon Federal Credit Unioin › Kansas
Pentagon Federal Credit Unioin in Kansas
HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Kansas, Pentagon Federal Credit Unioin reported 338 applications and 178 originations for 2024, $40m in all.
Its denial rate in the state was 34.5%, above the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 51.4%.
The median rate spread on its Kansas originations was 0.1 percentage points (state median 0.4).
Applications in the state were down 24% on 2023.
Compared with the state and the lender's national record
| Measure | In Kansas | Kansas, all lenders | Pentagon Federal Credit Unioin, all states | United States |
|---|---|---|---|---|
| Denial rate | 34.5% | 19.2% | 51.4% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | 0.8 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.4% | 14.2% | 16.3% | 15.6% |
| Average originated loan | $224k | $242k | $232k | $329k |
| Home purchase share | 74.2% | 58.5% | 29.8% | 57.0% |
| FHA-insured share | 11.2% | 11.3% | 3.1% | 13.4% |
| VA-guaranteed share | 21.9% | 9.3% | 14.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateKansas, all lenders
Loan purpose and loan type in Kansas
By purpose
Home purchase 74% (132)Home improvement 12% (21)Refinancing 4% (7)Cash-out refinancing 3% (5)Other purpose 7% (13)
By type
Conventional 67% (119)FHA 11% (20)VA 22% (39)
Denial reasons as coded
Share of 96 denials in Kansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Kansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 204 | 118 | $27m | 30.0% |
| Johnson County | 40 | 16 | $2.5m | 50.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Pentagon Federal Credit Unioin originate in Kansas in 2024?
178 loans totalling $40m, from 338 applications reported for properties in Kansas.
What is Pentagon Federal Credit Unioin's denial rate in Kansas?
34.5% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 51.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Kansas counties does Pentagon Federal Credit Unioin lend in most?
By originations: Sedgwick County (118), Johnson County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.