Lender Register
HMDA year on file2025
Name of the lender

CMG Mortgage Inc in MarylandMortgage rates, total loan costs and denial rate for homes in Maryland, 2025

HMDA year2025
Head office
San Ramon, IL
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

CMG Mortgage Inc reported 1,851 applications for homes in Maryland in the HMDA data of 2025.

It originated 1,275 loans in the state in 2025, for $508 million in total.

The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Maryland was 6.375%.

The median total loan costs in 2025 were $6,729, and the state median was $7,481.

It denied 2.6% of the applications that it decided in the state in 2025, and the state denial rate was 24.1%.

Filed figures of CMG Mortgage Inc in Maryland, 2025
FigureIn MDLender, all statesMD, all lenders
Applications1,851104,189227,351
Loans originated1,27570,353126,664
Median interest rate6.500%6.500%6.375%
Median total loan costs$6,729$8,075$7,481
Denial rate2.6%5.6%24.1%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in MD

Pricing medians of CMG Mortgage Inc in Maryland, 2025Each value has the median of all lenders in Maryland under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in MD1,1086.500%MD 6.375%$6,729MD $7,481$1,920MD $2,465$2,316MD $3,498$1,530MD $6300.095MD 0.140

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.095 percentage points above the average prime offer rate. On a loan of $300,000, that is about $285 more a year, or $24 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Maryland by the action taken
Action takenRecordsShare
1Loan originated1,27557.8%
2Application approved but not accepted1265.7%
3Application denied371.7%
4Application withdrawn by applicant38617.5%
5File closed for incompleteness271.2%
6Purchased loan35015.9%
7Preapproval request denied10.0%
8Preapproval request approved but not accepted20.1%
Applications in Maryland by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional1,1647963.0%
FHA-insured3602382.5%
VA-guaranteed2301701.0%
USDA Rural Housing Service or Farm Service Agency guaranteed97711.3%

Counties in Maryland

Counties of CMG Mortgage Inc in Maryland with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Anne Arundel County158114$52.6 million1.6%
Baltimore city189130$40.2 million2.1%
Baltimore County293189$77.7 million2.8%
Calvert County2921$9.0 million3.8%
Carroll County4426$10.8 million0.0%
Cecil County3325$7.4 million3.7%
Charles County4937$18.0 million2.5%
Frederick County10677$39.1 million1.1%
Harford County7154$20.5 million1.7%
Howard County6241$16.5 million4.3%
Montgomery County9773$48.7 million0.0%
Prince George's County208131$54.3 million5.5%
Somerset County2715$2.8 millionn/a
St. Mary's County2618$6.6 millionn/a
Washington County4633$12.0 million2.7%
Wicomico County158117$29.2 million0.7%
Worcester County167131$47.5 million1.4%

Figures by year

CMG Mortgage Inc in Maryland by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
20251,8511,275$508 million6.500%$6,7292.6%
20241,4801,050$401 millionn/an/a4.6%
20231,122830$303 millionn/an/a4.8%
2022625402$154 millionn/an/a6.7%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "CMG Mortgage Inc in Maryland: mortgage rates, 2025", https://lenderregister.com/lender/549300gkfnprwns0gf29-cmg-mortgage-inc/md/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Maryland. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of CMG Mortgage Inc were in Maryland in 2025?
1,275 of its loans originated, out of 70,353 in all states. That is 1.8%.
In which counties of Maryland did CMG Mortgage Inc originate the most loans in 2025?
The three with the most loans were Baltimore County (189), Prince George's County (131) and Worcester County (131).
Which loan types did CMG Mortgage Inc originate in Maryland in 2025?
796 conventional, 238 FHA, 170 VA and 71 USDA.
How did the applications of CMG Mortgage Inc in Maryland change from 2022 to 2025?
It reported 625 applications in 2022 and 1,851 in 2025.