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CMG Mortgage Inc in New York

HMDA record for properties in New York, calendar year 2024. National record · New York overview

LEI 549300GKFNPRWNS0GF29
Reporting agency Department of Housing and Urban Development
State New York

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In New York, CMG Mortgage Inc reported 1,255 applications and 895 originations for 2024, $398m in all.

Its denial rate in the state was 7.0%, below the New York rate of 25.4% across all lenders and compared with the lender's national rate of 5.7%.

The median rate spread on its New York originations was 0.0 percentage points (state median 0.3).

Applications in the state were up 125% on 2023.

1,255applications in NY, 20241.5% of the lender's total
895loans originated$398m
7.0%denial rateNY all lenders 25.4%
0.0 ppmedian rate spreadNY 0.3 pp

Compared with the state and the lender's national record

MeasureIn New YorkNew York, all lendersCMG Mortgage Inc, all statesUnited States
Denial rate7.0%25.4%5.7%24.3%
Median rate spread, pp0.00.30.30.3
Originations with spread of 1.5 pp or more3.8%15.0%8.5%15.6%
Average originated loan$445k$446k$370k$329k
Home purchase share89.6%55.3%86.5%57.0%
FHA-insured share13.1%7.4%19.3%13.4%
VA-guaranteed share1.5%2.4%10.4%7.9%

Trend by year

ApplicationsOriginations

0627.51,2552022: 244 Applications2023: 557 Applications2024: 1,255 Applications2022: 142 Originations2023: 375 Originations2024: 895 Originations202220232024
CMG Mortgage Inc in New York: applications and originations, 2022–2024

This lender in stateNew York, all lenders

0%13%26%2022: 10% This lender in state2023: 8.6% This lender in state2024: 7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New York

By purpose

Home purchase 90% (802)Refinancing 4% (39)Cash-out refinancing 6% (51)Other purpose 0% (3)

By type

Conventional 82% (731)FHA 13% (117)VA 1% (13)USDA 4% (34)

Denial reasons as coded

Other37.3%
Debt-to-income ratio20%
Unverifiable information17.3%
Credit history9.3%
Collateral9.3%
Insufficient cash (downpayment, closing costs)5.3%
Employment history1.3%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 75 denials in New York by first denial reason coded (outlined bar: all lenders in the state).

Counties in New York

CountyApplicationsOriginationsAmountDenial rate
Suffolk County351267$128m4.7%
Queens County281201$97m7.9%
Nassau County162121$62m3.7%
Monroe County4839$9.4m0.0%
Erie County5435$8.0m13.3%
Westchester County4327$14m11.1%
Richmond County3626$12m6.5%
Bronx County3825$16m9.4%
Rockland County2517$7.5m—
Kings County3515$11m14.3%
New York County2814$5.5m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CMG Mortgage Inc originate in New York in 2024?

895 loans totalling $398m, from 1,255 applications reported for properties in New York.

What is CMG Mortgage Inc's denial rate in New York?

7.0% of decided applications in New York were denied, against 25.4% for all lenders in the state and 5.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New York counties does CMG Mortgage Inc lend in most?

By originations: Suffolk County (267), Queens County (201), Nassau County (121), Monroe County (39), Erie County (35).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New York. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.