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CMG Mortgage Inc in Texas

HMDA record for properties in Texas, calendar year 2024. National record · Texas overview

LEI 549300GKFNPRWNS0GF29
Reporting agency Department of Housing and Urban Development
State Texas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

CMG Mortgage Inc's 2024 HMDA record for Texas covers 14,438 applications, 9,763 of them originated, worth $3.3bn.

Its denial rate in the state was 4.0%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 5.7%.

The median rate spread on its Texas originations was 0.2 percentage points (state median 0.2).

Applications in the state were up 16% on 2023.

14,438applications in TX, 202416.7% of the lender's total
9,763loans originated$3.3bn
4.0%denial rateTX all lenders 26.0%
0.2 ppmedian rate spreadTX 0.2 pp

Compared with the state and the lender's national record

MeasureIn TexasTexas, all lendersCMG Mortgage Inc, all statesUnited States
Denial rate4.0%26.0%5.7%24.3%
Median rate spread, pp0.20.20.30.3
Originations with spread of 1.5 pp or more7.6%11.8%8.5%15.6%
Average originated loan$334k$350k$370k$329k
Home purchase share93.0%72.8%86.5%57.0%
FHA-insured share26.7%19.8%19.3%13.4%
VA-guaranteed share11.2%10.4%10.4%7.9%

Trend by year

ApplicationsOriginations

07,21914,4382022: 10,790 Applications2023: 12,470 Applications2024: 14,438 Applications2022: 6,992 Originations2023: 8,378 Originations2024: 9,763 Originations202220232024
CMG Mortgage Inc in Texas: applications and originations, 2022–2024

This lender in stateTexas, all lenders

0%13.9%27.9%2022: 3.2% This lender in state2023: 4.3% This lender in state2024: 4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Texas

By purpose

Home purchase 93% (9,077)Home improvement 0% (8)Refinancing 4% (352)Cash-out refinancing 3% (307)Other purpose 0% (19)

By type

Conventional 54% (5,285)FHA 27% (2,611)VA 11% (1,092)USDA 8% (775)

Denial reasons as coded

Debt-to-income ratio33.1%
Unverifiable information17.7%
Other17.7%
Credit history11.5%
Credit application incomplete7.3%
Collateral5.7%
Employment history3.5%
Insufficient cash (downpayment, closing costs)3.1%
Mortgage insurance denied0.4%

Share of 453 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Texas

CountyApplicationsOriginationsAmountDenial rate
Harris County1,9251,265$395m5.1%
Travis County1,108790$368m2.3%
Hidalgo County832585$121m5.1%
Bexar County932559$171m7.7%
El Paso County742517$113m5.3%
Montgomery County733507$159m2.0%
Williamson County634486$198m1.7%
Dallas County705438$185m4.2%
Collin County642411$190m4.5%
Tarrant County620376$121m4.6%
Denton County525353$158m2.6%
Hays County416337$121m0.8%
Fort Bend County429261$101m5.5%
Bastrop County296247$77m0.4%
Bell County270210$65m2.5%
Smith County296199$50m2.7%
Galveston County223149$46m4.1%
Brazoria County185122$39m2.2%
Ellis County178114$50m5.1%
Webb County165110$23m6.1%
Johnson County141108$39m2.4%
Guadalupe County11478$22m2.2%
Brazos County10676$25m4.5%
Grayson County7867$20m0.0%
Cameron County9559$13m5.4%
Nueces County9456$16m5.8%
Waller County8456$18m3.1%
Kaufman County8056$17m6.3%
McLennan County6849$11m1.9%
Parker County8148$22m9.8%
Medina County6046$29m9.4%
Rockwall County7045$22m3.6%
Comal County7043$17m4.2%
Henderson County6141$11m8.3%
Coryell County5839$9.7m2.3%
Liberty County5938$8.6m4.3%
Hunt County4932$8.4m10.8%
Burnet County4231$12m0.0%
Hood County5129$9.4m8.8%
Wise County4025$9.2m8.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CMG Mortgage Inc originate in Texas in 2024?

9,763 loans totalling $3.3bn, from 14,438 applications reported for properties in Texas.

What is CMG Mortgage Inc's denial rate in Texas?

4.0% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 5.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Texas counties does CMG Mortgage Inc lend in most?

By originations: Harris County (1,265), Travis County (790), Hidalgo County (585), Bexar County (559), El Paso County (517).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.