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CMG Mortgage Inc in Washington

HMDA record for properties in Washington, calendar year 2024. National record · Washington overview

LEI 549300GKFNPRWNS0GF29
Reporting agency Department of Housing and Urban Development
State Washington

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

CMG Mortgage Inc's 2024 HMDA record for Washington covers 6,250 applications, 4,758 of them originated, worth $2.2bn.

Its denial rate in the state was 3.6%, below the Washington rate of 21.3% across all lenders and compared with the lender's national rate of 5.7%.

The median rate spread on its Washington originations was 0.3 percentage points (state median 0.4).

Applications in the state were up 82% on 2023.

6,250applications in WA, 20247.2% of the lender's total
4,758loans originated$2.2bn
3.6%denial rateWA all lenders 21.3%
0.3 ppmedian rate spreadWA 0.4 pp

Compared with the state and the lender's national record

MeasureIn WashingtonWashington, all lendersCMG Mortgage Inc, all statesUnited States
Denial rate3.6%21.3%5.7%24.3%
Median rate spread, pp0.30.40.30.3
Originations with spread of 1.5 pp or more7.0%15.8%8.5%15.6%
Average originated loan$458k$440k$370k$329k
Home purchase share83.8%54.5%86.5%57.0%
FHA-insured share15.3%9.9%19.3%13.4%
VA-guaranteed share8.8%8.6%10.4%7.9%

Trend by year

ApplicationsOriginations

03,1256,2502022: 1,417 Applications2023: 3,436 Applications2024: 6,250 Applications2022: 984 Originations2023: 2,538 Originations2024: 4,758 Originations202220232024
CMG Mortgage Inc in Washington: applications and originations, 2022–2024

This lender in stateWashington, all lenders

0%11.3%22.7%2022: 4.5% This lender in state2023: 4.2% This lender in state2024: 3.6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Washington

By purpose

Home purchase 84% (3,986)Home improvement 1% (32)Refinancing 7% (332)Cash-out refinancing 6% (282)Other purpose 3% (126)

By type

Conventional 69% (3,270)FHA 15% (728)VA 9% (417)USDA 7% (343)

Denial reasons as coded

Debt-to-income ratio31.8%
Unverifiable information23.4%
Credit application incomplete14.1%
Other10.9%
Collateral9.9%
Credit history6.8%
Employment history1.6%
Mortgage insurance denied1%
Insufficient cash (downpayment, closing costs)0.5%

Share of 192 denials in Washington by first denial reason coded (outlined bar: all lenders in the state).

Counties in Washington

CountyApplicationsOriginationsAmountDenial rate
King County1,3411,000$674m3.3%
Yakima County771623$163m4.0%
Snohomish County611442$241m5.7%
Clark County589431$206m3.3%
Benton County484408$137m2.1%
Spokane County491383$143m2.4%
Pierce County516368$179m4.3%
Franklin County195161$52m1.8%
Grant County136116$36m1.6%
Skagit County151113$45m2.4%
Island County148112$50m3.3%
Thurston County13798$43m4.5%
Whatcom County9063$31m6.9%
Kitsap County9062$33m2.9%
Cowlitz County7756$21m7.8%
Grays Harbor County4738$18m2.5%
Kittitas County4437$16m4.8%
Walla Walla County4436$11m2.7%
Lewis County4434$13m5.6%
Whitman County2823$7.1m—
Jefferson County2619$8.2m—
Stevens County2518$5.9m—
Chelan County2518$10m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did CMG Mortgage Inc originate in Washington in 2024?

4,758 loans totalling $2.2bn, from 6,250 applications reported for properties in Washington.

What is CMG Mortgage Inc's denial rate in Washington?

3.6% of decided applications in Washington were denied, against 21.3% for all lenders in the state and 5.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Washington counties does CMG Mortgage Inc lend in most?

By originations: King County (1,000), Yakima County (623), Snohomish County (442), Clark County (431), Benton County (408).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Washington. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.