Lender Register
HMDA year on file2025
Name of the lender

Blair Services of America, Inc in New YorkMortgage rates, total loan costs and denial rate for homes in New York, 2025

HMDA year2025
Head office
Melville, NY
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Blair Services of America, Inc reported 104 applications for homes in New York in the HMDA data of 2025.

It originated 82 loans in the state in 2025, for $52.9 million in total.

The median interest rate of these loans in 2025 was 6.375%, and the median of all lenders in New York was 6.500%.

The median total loan costs in 2025 were $16,954, and the state median was $6,527.

It denied 5.7% of the applications that it decided in the state in 2025, and the state denial rate was 24.0%.

Filed figures of Blair Services of America, Inc in New York, 2025
FigureIn NYLender, all statesNY, all lenders
Applications104104389,757
Loans originated8282232,239
Median interest rate6.375%6.375%6.500%
Median total loan costs$16,954$16,954$6,527
Denial rate5.7%5.7%24.0%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in NY

Pricing medians of Blair Services of America, Inc in New York, 2025Each value has the median of all lenders in New York under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in NY816.375%NY 6.500%$16,954NY $6,527$8,899NY $1,990$6,821NY $2,475n/aNY $6590.290NY 0.152

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.290 percentage points above the average prime offer rate. On a loan of $300,000, that is about $870 more a year, or $73 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in New York by the action taken
Action takenRecordsShare
1Loan originated8278.8%
2Application approved but not accepted00.0%
3Application denied54.8%
4Application withdrawn by applicant1716.3%
5File closed for incompleteness00.0%
6Purchased loan00.0%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in New York by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional59474.1%
FHA-insured45357.9%

Counties in New York

Counties of Blair Services of America, Inc in New York with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Nassau County2518$9.9 millionn/a
Queens County5341$28.4 million2.4%

Figures by year

Blair Services of America, Inc in New York by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
202510482$52.9 million6.375%$16,9545.7%
2024n/an/an/an/an/an/a
20239677$43.4 millionn/an/a3.8%
2022166119$64.0 millionn/an/a5.6%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Blair Services of America, Inc in New York, 2025", https://lenderregister.com/lender/549300gnmongvtfmxs97-blair-services-of-america-inc/ny/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in New York. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Blair Services of America, Inc were in New York in 2025?
82 of its loans originated, out of 82 in all states. That is 100.0%.
In which counties of New York did Blair Services of America, Inc originate the most loans in 2025?
The three with the most loans were Queens County (41) and Nassau County (18).
Which loan types did Blair Services of America, Inc originate in New York in 2025?
47 conventional and 35 FHA.
How did the applications of Blair Services of America, Inc in New York change from 2022 to 2025?
It reported 166 applications in 2022 and 104 in 2025.