Lenders › Network Capital Funding Corporation › California
Network Capital Funding Corporation in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In California, Network Capital Funding Corporation reported 3,310 applications and 257 originations for 2024, $108m in all.
Its denial rate in the state was 64.0%, above the California rate of 24.8% across all lenders and compared with the lender's national rate of 60.4%.
The median rate spread on its California originations was 0.1 percentage points (state median 0.4).
Applications in the state were down 29% on 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | Network Capital Funding Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 64.0% | 24.8% | 60.4% | 24.3% |
| Median rate spread, pp | 0.1 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 8.0% | 19.9% | 5.3% | 15.6% |
| Average originated loan | $419k | $566k | $345k | $329k |
| Home purchase share | 8.2% | 51.2% | 5.5% | 57.0% |
| FHA-insured share | 17.9% | 11.4% | 22.3% | 13.4% |
| VA-guaranteed share | 12.8% | 4.8% | 19.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home purchase 8% (21)Refinancing 14% (36)Cash-out refinancing 78% (200)
By type
Conventional 69% (178)FHA 18% (46)VA 13% (33)
Denial reasons as coded
Share of 491 denials in California by first denial reason coded (outlined bar: all lenders in the state).
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 707 | 45 | $20m | 69.6% |
| Riverside County | 363 | 38 | $15m | 57.3% |
| San Bernardino County | 252 | 29 | $12m | 59.2% |
| Orange County | 221 | 24 | $13m | 55.4% |
| San Diego County | 270 | 17 | $10m | 64.0% |
| Sacramento County | 156 | 14 | $4.5m | 60.5% |
| Contra Costa County | 113 | 10 | $4.0m | 63.0% |
| Santa Clara County | 93 | 10 | $4.3m | — |
| San Joaquin County | 122 | 8 | $2.7m | — |
| Alameda County | 117 | 8 | $4.1m | — |
| Kern County | 80 | 6 | $1.7m | — |
| Ventura County | 77 | 6 | $2.4m | — |
| Fresno County | 70 | 6 | $1.9m | — |
| Monterey County | 44 | 4 | $1.8m | — |
| Solano County | 63 | 3 | $1.4m | — |
| Sonoma County | 37 | 3 | $1.5m | — |
| San Mateo County | 41 | 2 | $970k | — |
| Shasta County | 25 | 2 | $730k | — |
| Stanislaus County | 58 | 1 | $395k | — |
| Santa Barbara County | 38 | 1 | $645k | — |
| Tulare County | 31 | 1 | $305k | — |
| Placer County | 30 | 1 | $605k | — |
| San Francisco County | 41 | 0 | $0 | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Network Capital Funding Corporation originate in California in 2024?
257 loans totalling $108m, from 3,310 applications reported for properties in California.
What is Network Capital Funding Corporation's denial rate in California?
64.0% of decided applications in California were denied, against 24.8% for all lenders in the state and 60.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does Network Capital Funding Corporation lend in most?
By originations: Los Angeles County (45), Riverside County (38), San Bernardino County (29), Orange County (24), San Diego County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.