Lenders › Network Capital Funding Corporation › Texas
Network Capital Funding Corporation in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Texas, Network Capital Funding Corporation reported 1,500 applications and 110 originations for 2024, $29m in all.
Its denial rate in the state was 61.5%, above the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 60.4%.
The median rate spread on its Texas originations was 0.6 percentage points (state median 0.2).
Applications in the state were down 15% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Network Capital Funding Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 61.5% | 26.0% | 60.4% | 24.3% |
| Median rate spread, pp | 0.6 | 0.2 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 9.0% | 11.8% | 5.3% | 15.6% |
| Average originated loan | $266k | $350k | $345k | $329k |
| Home purchase share | 2.7% | 72.8% | 5.5% | 57.0% |
| FHA-insured share | 5.5% | 19.8% | 22.3% | 13.4% |
| VA-guaranteed share | 5.5% | 10.4% | 19.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 3% (3)Refinancing 15% (17)Cash-out refinancing 82% (90)
By type
Conventional 89% (98)FHA 5% (6)VA 5% (6)
Denial reasons as coded
Share of 220 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Harris County | 194 | 14 | $3.7m | 60.5% |
| Tarrant County | 107 | 13 | $3.5m | 54.5% |
| Bexar County | 113 | 11 | $2.5m | 54.8% |
| Dallas County | 113 | 8 | $1.8m | — |
| Fort Bend County | 69 | 6 | $2.1m | — |
| Travis County | 44 | 6 | $1.7m | — |
| El Paso County | 46 | 5 | $1.4m | — |
| Denton County | 70 | 4 | $1.3m | — |
| Williamson County | 33 | 2 | $1.0m | — |
| Galveston County | 31 | 1 | $525k | — |
| Bell County | 29 | 1 | $105k | — |
| Collin County | 59 | 0 | $0 | — |
| Montgomery County | 37 | 0 | $0 | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Network Capital Funding Corporation originate in Texas in 2024?
110 loans totalling $29m, from 1,500 applications reported for properties in Texas.
What is Network Capital Funding Corporation's denial rate in Texas?
61.5% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 60.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Network Capital Funding Corporation lend in most?
By originations: Harris County (14), Tarrant County (13), Bexar County (11), Dallas County (8), Fort Bend County (6).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.