Lenders › T2 Financial LLC › Maine
T2 Financial LLC in Maine
HMDA record for properties in Maine, calendar year 2024. National record · Maine overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
T2 Financial LLC's 2024 HMDA record for Maine covers 208 applications, 163 of them originated, worth $46m.
Its denial rate in the state was 5.3%, below the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 6.6%.
The median rate spread on its Maine originations was 0.8 percentage points (state median 0.4).
Applications in the state were down 18% on 2023.
Compared with the state and the lender's national record
| Measure | In Maine | Maine, all lenders | T2 Financial LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 5.3% | 20.9% | 6.6% | 24.3% |
| Median rate spread, pp | 0.8 | 0.4 | 0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 10.9% | 16.1% | 6.5% | 15.6% |
| Average originated loan | $284k | $263k | $329k | $329k |
| Home purchase share | 93.9% | 49.0% | 90.7% | 57.0% |
| FHA-insured share | 33.1% | 8.7% | 28.9% | 13.4% |
| VA-guaranteed share | 3.7% | 6.3% | 9.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaine, all lenders
Loan purpose and loan type in Maine
By purpose
Home purchase 94% (153)Refinancing 2% (3)Cash-out refinancing 3% (5)Other purpose 1% (2)
By type
Conventional 63% (102)FHA 33% (54)VA 4% (6)USDA 1% (1)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Maine
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Androscoggin County | 82 | 66 | $19m | 5.5% |
| Kennebec County | 43 | 32 | $8.6m | 2.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did T2 Financial LLC originate in Maine in 2024?
163 loans totalling $46m, from 208 applications reported for properties in Maine.
What is T2 Financial LLC's denial rate in Maine?
5.3% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 6.6% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maine counties does T2 Financial LLC lend in most?
By originations: Androscoggin County (66), Kennebec County (32).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.