Lenders › Lennar Mortgage, LLC › Florida
Lennar Mortgage, LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Lennar Mortgage, LLC reported 15,262 applications and 10,908 originations for 2024, $3.8bn in all.
Its denial rate in the state was 20.0%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 14.4%.
The median rate spread on its Florida originations was -1.2 percentage points (state median 0.3).
Applications in the state were up 13% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Lennar Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 20.0% | 29.0% | 14.4% | 24.3% |
| Median rate spread, pp | -1.2 | 0.3 | -1.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.7% | 16.4% | 0.9% | 15.6% |
| Average originated loan | $352k | $359k | $361k | $329k |
| Home purchase share | 100.0% | 62.9% | 100.0% | 57.0% |
| FHA-insured share | 32.6% | 17.7% | 29.0% | 13.4% |
| VA-guaranteed share | 12.4% | 9.5% | 9.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 100% (10,905)Refinancing 0% (2)Cash-out refinancing 0% (1)
By type
Conventional 55% (5,986)FHA 33% (3,555)VA 12% (1,358)USDA 0% (9)
Denial reasons as coded
Share of 2,734 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Pasco County | 1,909 | 1,526 | $467m | 13.2% |
| Hillsborough County | 1,498 | 1,120 | $398m | 17.8% |
| Lee County | 1,423 | 922 | $341m | 27.8% |
| Polk County | 1,343 | 860 | $263m | 31.4% |
| Miami-Dade County | 1,050 | 777 | $386m | 20.7% |
| Duval County | 858 | 590 | $185m | 16.8% |
| Manatee County | 784 | 553 | $191m | 19.7% |
| Charlotte County | 725 | 488 | $147m | 19.8% |
| Palm Beach County | 528 | 420 | $197m | 11.4% |
| Osceola County | 630 | 417 | $153m | 28.3% |
| St. Lucie County | 519 | 355 | $126m | 21.5% |
| St. Johns County | 436 | 329 | $123m | 9.3% |
| Marion County | 476 | 318 | $83m | 26.2% |
| Sarasota County | 409 | 275 | $95m | 17.9% |
| Collier County | 378 | 261 | $90m | 22.5% |
| Orange County | 327 | 253 | $106m | 18.8% |
| Escambia County | 254 | 210 | $63m | 10.3% |
| Volusia County | 279 | 201 | $65m | 20.2% |
| Lake County | 258 | 180 | $72m | 22.1% |
| Brevard County | 233 | 171 | $51m | 7.0% |
| Clay County | 224 | 156 | $51m | 15.7% |
| Hernando County | 179 | 132 | $43m | 15.4% |
| Broward County | 158 | 98 | $52m | 25.2% |
| Santa Rosa County | 105 | 85 | $26m | 8.4% |
| Nassau County | 93 | 73 | $24m | 1.4% |
| Alachua County | 94 | 63 | $20m | 22.6% |
| Levy County | 62 | 49 | $12m | 18.3% |
| Pinellas County | 28 | 25 | $9.9m | 10.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lennar Mortgage, LLC originate in Florida in 2024?
10,908 loans totalling $3.8bn, from 15,262 applications reported for properties in Florida.
What is Lennar Mortgage, LLC's denial rate in Florida?
20.0% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 14.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Lennar Mortgage, LLC lend in most?
By originations: Pasco County (1,526), Hillsborough County (1,120), Lee County (922), Polk County (860), Miami-Dade County (777).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.