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Lennar Mortgage, LLC in Illinois

HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview

LEI 549300H3IZO24NSOO931
Reporting agency Department of Housing and Urban Development
State Illinois

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lennar Mortgage, LLC's 2024 HMDA record for Illinois covers 1,130 applications, 901 of them originated, worth $360m.

Its denial rate in the state was 5.9%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 14.4%.

The median rate spread on its Illinois originations was -0.9 percentage points (state median 0.5).

Applications in the state were up 6% on 2023.

1,130applications in IL, 20241.5% of the lender's total
901loans originated$360m
5.9%denial rateIL all lenders 23.3%
-0.9 ppmedian rate spreadIL 0.5 pp

Compared with the state and the lender's national record

MeasureIn IllinoisIllinois, all lendersLennar Mortgage, LLC, all statesUnited States
Denial rate5.9%23.3%14.4%24.3%
Median rate spread, pp-0.90.5-1.10.3
Originations with spread of 1.5 pp or more0.3%15.4%0.9%15.6%
Average originated loan$400k$273k$361k$329k
Home purchase share100.0%61.1%100.0%57.0%
FHA-insured share6.7%10.7%29.0%13.4%
VA-guaranteed share3.9%4.9%9.9%7.9%

Trend by year

ApplicationsOriginations

05651,1302022: 978 Applications2023: 1,065 Applications2024: 1,130 Applications2022: 703 Originations2023: 801 Originations2024: 901 Originations202220232024
Lennar Mortgage, LLC in Illinois: applications and originations, 2022–2024

This lender in stateIllinois, all lenders

0%11.7%23.3%2022: 6.4% This lender in state2023: 8% This lender in state2024: 5.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Illinois

By purpose

Home purchase 100% (901)

By type

Conventional 89% (806)FHA 7% (60)VA 4% (35)

Denial reasons as coded

Debt-to-income ratio63.2%
Employment history14%
Credit history8.8%
Unverifiable information7%
Credit application incomplete3.5%
Other3.5%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%

Share of 57 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).

Counties in Illinois

CountyApplicationsOriginationsAmountDenial rate
Kane County433348$138m5.4%
McHenry County316244$94m6.2%
Kendall County139119$49m3.2%
Will County12695$46m8.6%
DuPage County7262$23m3.1%
Lake County4232$10m15.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lennar Mortgage, LLC originate in Illinois in 2024?

901 loans totalling $360m, from 1,130 applications reported for properties in Illinois.

What is Lennar Mortgage, LLC's denial rate in Illinois?

5.9% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 14.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Illinois counties does Lennar Mortgage, LLC lend in most?

By originations: Kane County (348), McHenry County (244), Kendall County (119), Will County (95), DuPage County (62).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.