Lenders › Lennar Mortgage, LLC › Texas
Lennar Mortgage, LLC in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Texas, Lennar Mortgage, LLC reported 20,280 applications and 14,937 originations for 2024, $3.7bn in all.
Its denial rate in the state was 18.6%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 14.4%.
The median rate spread on its Texas originations was -1.4 percentage points (state median 0.2).
Applications in the state were up 16% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Lennar Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 18.6% | 26.0% | 14.4% | 24.3% |
| Median rate spread, pp | -1.4 | 0.2 | -1.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.2% | 11.8% | 0.9% | 15.6% |
| Average originated loan | $248k | $350k | $361k | $329k |
| Home purchase share | 100.0% | 72.8% | 100.0% | 57.0% |
| FHA-insured share | 48.2% | 19.8% | 29.0% | 13.4% |
| VA-guaranteed share | 10.6% | 10.4% | 9.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 100% (14,935)Refinancing 0% (2)
By type
Conventional 40% (5,985)FHA 48% (7,205)VA 11% (1,588)USDA 1% (159)
Denial reasons as coded
Share of 3,429 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bexar County | 4,136 | 3,027 | $615m | 22.1% |
| Collin County | 1,963 | 1,505 | $409m | 13.0% |
| Harris County | 1,744 | 1,193 | $307m | 22.4% |
| Montgomery County | 1,654 | 1,145 | $252m | 21.1% |
| Kaufman County | 1,192 | 839 | $186m | 19.3% |
| Denton County | 1,024 | 793 | $248m | 13.3% |
| Comal County | 991 | 770 | $202m | 15.4% |
| Williamson County | 993 | 769 | $205m | 16.7% |
| Hays County | 953 | 738 | $183m | 17.9% |
| Tarrant County | 808 | 622 | $173m | 14.0% |
| Fort Bend County | 842 | 588 | $168m | 20.6% |
| Guadalupe County | 771 | 588 | $128m | 18.7% |
| Galveston County | 617 | 444 | $138m | 16.2% |
| Travis County | 321 | 253 | $81m | 15.1% |
| Dallas County | 348 | 234 | $61m | 23.9% |
| Caldwell County | 217 | 171 | $36m | 16.6% |
| Bastrop County | 207 | 171 | $40m | 12.7% |
| Nueces County | 229 | 160 | $39m | 21.0% |
| Brazoria County | 185 | 116 | $34m | 20.3% |
| Rockwall County | 121 | 104 | $26m | 9.4% |
| Atascosa County | 125 | 85 | $15m | 26.7% |
| Burnet County | 106 | 84 | $24m | 9.7% |
| Ellis County | 100 | 76 | $16m | 14.6% |
| Gillespie County | 87 | 71 | $19m | 15.5% |
| Kerr County | 76 | 66 | $17m | 10.7% |
| Brazos County | 66 | 57 | $13m | 10.9% |
| Wilson County | 85 | 55 | $11m | 27.6% |
| Waller County | 83 | 44 | $12m | 31.8% |
| San Patricio County | 70 | 43 | $10m | 27.4% |
| Hunt County | 50 | 36 | $8.9m | 18.2% |
| Grimes County | 34 | 30 | $6.6m | 6.3% |
| Wise County | 25 | 21 | $5.8m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Lennar Mortgage, LLC originate in Texas in 2024?
14,937 loans totalling $3.7bn, from 20,280 applications reported for properties in Texas.
What is Lennar Mortgage, LLC's denial rate in Texas?
18.6% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 14.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Lennar Mortgage, LLC lend in most?
By originations: Bexar County (3,027), Collin County (1,505), Harris County (1,193), Montgomery County (1,145), Kaufman County (839).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.