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Lennar Mortgage, LLC in Virginia

HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview

LEI 549300H3IZO24NSOO931
Reporting agency Department of Housing and Urban Development
State Virginia

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Lennar Mortgage, LLC's 2024 HMDA record for Virginia covers 530 applications, 412 of them originated, worth $171m.

Its denial rate in the state was 5.9%, below the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 14.4%.

The median rate spread on its Virginia originations was -0.2 percentage points (state median 0.3).

Applications in the state were up 37% on 2023.

530applications in VA, 20240.7% of the lender's total
412loans originated$171m
5.9%denial rateVA all lenders 22.1%
-0.2 ppmedian rate spreadVA 0.3 pp

Compared with the state and the lender's national record

MeasureIn VirginiaVirginia, all lendersLennar Mortgage, LLC, all statesUnited States
Denial rate5.9%22.1%14.4%24.3%
Median rate spread, pp-0.20.3-1.10.3
Originations with spread of 1.5 pp or more2.2%16.5%0.9%15.6%
Average originated loan$416k$352k$361k$329k
Home purchase share100.0%55.8%100.0%57.0%
FHA-insured share13.6%11.7%29.0%13.4%
VA-guaranteed share19.9%16.4%9.9%7.9%

Trend by year

ApplicationsOriginations

02655302022: 418 Applications2023: 387 Applications2024: 530 Applications2022: 289 Originations2023: 295 Originations2024: 412 Originations202220232024
Lennar Mortgage, LLC in Virginia: applications and originations, 2022–2024

This lender in stateVirginia, all lenders

0%12.1%24.2%2022: 4.9% This lender in state2023: 4.5% This lender in state2024: 5.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Virginia

By purpose

Home purchase 100% (412)

By type

Conventional 67% (274)FHA 14% (56)VA 20% (82)

Denial reasons as coded

Debt-to-income ratio65.4%
Credit history23.1%
Unverifiable information7.7%
Other3.8%
Employment history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 26 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).

Counties in Virginia

CountyApplicationsOriginationsAmountDenial rate
James City County174139$53m4.8%
Culpeper County139102$47m4.7%
Chesterfield County123100$44m5.6%
Frederick County4130$13m11.8%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Lennar Mortgage, LLC originate in Virginia in 2024?

412 loans totalling $171m, from 530 applications reported for properties in Virginia.

What is Lennar Mortgage, LLC's denial rate in Virginia?

5.9% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 14.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Virginia counties does Lennar Mortgage, LLC lend in most?

By originations: James City County (139), Culpeper County (102), Chesterfield County (100), Frederick County (30).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.