Lenders › CUSO Mortgage Corporation › Maine
CUSO Mortgage Corporation in Maine
HMDA record for properties in Maine, calendar year 2024. National record · Maine overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Maine, CUSO Mortgage Corporation reported 530 applications and 289 originations for 2024, $77m in all.
Its denial rate in the state was 30.4%, above the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 30.9%.
The median rate spread on its Maine originations was 0.4 percentage points (state median 0.4).
Applications in the state were up 95% on 2023.
Compared with the state and the lender's national record
| Measure | In Maine | Maine, all lenders | CUSO Mortgage Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 30.4% | 20.9% | 30.9% | 24.3% |
| Median rate spread, pp | 0.4 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.4% | 16.1% | 2.4% | 15.6% |
| Average originated loan | $267k | $263k | $268k | $329k |
| Home purchase share | 90.0% | 49.0% | 90.0% | 57.0% |
| FHA-insured share | 9.3% | 8.7% | 9.3% | 13.4% |
| VA-guaranteed share | 5.2% | 6.3% | 5.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaine, all lenders
Loan purpose and loan type in Maine
By purpose
Home purchase 90% (260)Home improvement 0% (1)Refinancing 1% (4)Cash-out refinancing 8% (23)Other purpose 0% (1)
By type
Conventional 81% (235)FHA 9% (27)VA 5% (15)USDA 4% (12)
Denial reasons as coded
Share of 126 denials in Maine by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maine
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Penobscot County | 106 | 70 | $18m | 19.5% |
| York County | 54 | 33 | $10m | 15.4% |
| Kennebec County | 59 | 30 | $8.3m | 30.2% |
| Hancock County | 45 | 29 | $7.8m | 21.6% |
| Cumberland County | 41 | 18 | $6.4m | 33.3% |
| Androscoggin County | 33 | 17 | $4.4m | 34.6% |
| Waldo County | 28 | 16 | $3.6m | — |
| Oxford County | 40 | 15 | $4.1m | 50.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did CUSO Mortgage Corporation originate in Maine in 2024?
289 loans totalling $77m, from 530 applications reported for properties in Maine.
What is CUSO Mortgage Corporation's denial rate in Maine?
30.4% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 30.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maine counties does CUSO Mortgage Corporation lend in most?
By originations: Penobscot County (70), York County (33), Kennebec County (30), Hancock County (29), Cumberland County (18).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.