Lenders › United Wholesale Mortgage › Indiana
United Wholesale Mortgage in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
United Wholesale Mortgage's 2024 HMDA record for Indiana covers 6,134 applications, 4,699 of them originated, worth $1.2bn.
Its denial rate in the state was 12.0%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 13.4%.
The median rate spread on its Indiana originations was 0.3 percentage points (state median 0.5).
Applications in the state were up 41% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | United Wholesale Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 12.0% | 21.5% | 13.4% | 24.3% |
| Median rate spread, pp | 0.3 | 0.5 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.0% | 15.8% | 5.8% | 15.6% |
| Average originated loan | $251k | $216k | $382k | $329k |
| Home purchase share | 65.9% | 53.1% | 67.0% | 57.0% |
| FHA-insured share | 23.9% | 14.5% | 20.3% | 13.4% |
| VA-guaranteed share | 14.9% | 6.0% | 14.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 66% (3,097)Refinancing 17% (786)Cash-out refinancing 17% (816)
By type
Conventional 60% (2,840)FHA 24% (1,124)VA 15% (700)USDA 1% (35)
Denial reasons as coded
Share of 656 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 1,489 | 1,111 | $250m | 14.4% |
| Hamilton County | 523 | 408 | $149m | 10.9% |
| Clark County | 286 | 251 | $60m | 4.9% |
| Lake County | 342 | 242 | $57m | 15.2% |
| Hendricks County | 274 | 210 | $62m | 14.5% |
| St. Joseph County | 213 | 183 | $42m | 7.5% |
| Tippecanoe County | 192 | 174 | $50m | 3.2% |
| Johnson County | 227 | 167 | $48m | 11.4% |
| Allen County | 222 | 162 | $37m | 13.3% |
| Floyd County | 176 | 149 | $38m | 7.8% |
| Vanderburgh County | 147 | 111 | $22m | 11.9% |
| Hancock County | 133 | 110 | $32m | 9.1% |
| Madison County | 126 | 101 | $20m | 9.6% |
| Porter County | 109 | 80 | $24m | 12.4% |
| Kosciusko County | 97 | 75 | $17m | 15.6% |
| Elkhart County | 101 | 74 | $20m | 13.3% |
| Morgan County | 90 | 67 | $18m | 12.8% |
| Delaware County | 77 | 60 | $8.2m | 10.3% |
| Boone County | 73 | 57 | $20m | 9.2% |
| Dearborn County | 55 | 43 | $11m | 10.0% |
| Harrison County | 50 | 43 | $10m | 4.4% |
| Warrick County | 37 | 32 | $8.3m | 5.9% |
| Gibson County | 44 | 31 | $5.1m | 8.6% |
| LaPorte County | 43 | 30 | $6.2m | 11.4% |
| Washington County | 40 | 29 | $5.7m | 21.6% |
| Scott County | 34 | 28 | $4.3m | 6.5% |
| Henry County | 32 | 26 | $4.6m | 3.4% |
| Bartholomew County | 32 | 23 | $6.1m | 14.8% |
| Dubois County | 26 | 21 | $5.1m | — |
| Monroe County | 26 | 21 | $6.3m | — |
| Marshall County | 26 | 20 | $4.1m | — |
| Putnam County | 29 | 19 | $4.9m | — |
| Howard County | 27 | 18 | $3.5m | — |
| Shelby County | 29 | 17 | $4.6m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did United Wholesale Mortgage originate in Indiana in 2024?
4,699 loans totalling $1.2bn, from 6,134 applications reported for properties in Indiana.
What is United Wholesale Mortgage's denial rate in Indiana?
12.0% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does United Wholesale Mortgage lend in most?
By originations: Marion County (1,111), Hamilton County (408), Clark County (251), Lake County (242), Hendricks County (210).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.