Lenders › United Wholesale Mortgage › Louisiana
United Wholesale Mortgage in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
United Wholesale Mortgage's 2024 HMDA record for Louisiana covers 4,998 applications, 3,766 of them originated, worth $918m.
Its denial rate in the state was 13.0%, below the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 13.4%.
The median rate spread on its Louisiana originations was 0.3 percentage points (state median 0.4).
Applications in the state were up 10% on 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | United Wholesale Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 13.0% | 30.2% | 13.4% | 24.3% |
| Median rate spread, pp | 0.3 | 0.4 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.4% | 17.0% | 5.8% | 15.6% |
| Average originated loan | $244k | $234k | $382k | $329k |
| Home purchase share | 73.6% | 63.7% | 67.0% | 57.0% |
| FHA-insured share | 36.4% | 20.7% | 20.3% | 13.4% |
| VA-guaranteed share | 16.5% | 9.3% | 14.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 74% (2,773)Refinancing 14% (514)Cash-out refinancing 13% (479)
By type
Conventional 44% (1,647)FHA 36% (1,371)VA 17% (623)USDA 3% (125)
Denial reasons as coded
Share of 574 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did United Wholesale Mortgage originate in Louisiana in 2024?
3,766 loans totalling $918m, from 4,998 applications reported for properties in Louisiana.
What is United Wholesale Mortgage's denial rate in Louisiana?
13.0% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does United Wholesale Mortgage lend in most?
By originations: Lafayette Parish (438), East Baton Rouge Parish (397), Jefferson Parish (290), Orleans Parish (256), St. Tammany Parish (214).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.