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United Wholesale Mortgage in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
United Wholesale Mortgage's 2024 HMDA record for Nebraska covers 1,048 applications, 837 of them originated, worth $245m.
Its denial rate in the state was 10.0%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 13.4%.
The median rate spread on its Nebraska originations was 0.2 percentage points (state median 0.3).
Applications in the state were up 26% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | United Wholesale Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 10.0% | 17.2% | 13.4% | 24.3% |
| Median rate spread, pp | 0.2 | 0.3 | 0.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 3.9% | 13.8% | 5.8% | 15.6% |
| Average originated loan | $293k | $231k | $382k | $329k |
| Home purchase share | 65.7% | 59.8% | 67.0% | 57.0% |
| FHA-insured share | 13.1% | 10.4% | 20.3% | 13.4% |
| VA-guaranteed share | 26.5% | 8.7% | 14.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 66% (550)Refinancing 21% (178)Cash-out refinancing 13% (109)
By type
Conventional 60% (503)FHA 13% (110)VA 27% (222)USDA 0% (2)
Denial reasons as coded
Share of 95 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Douglas County | 494 | 412 | $123m | 8.5% |
| Sarpy County | 196 | 164 | $56m | 7.7% |
| Lancaster County | 99 | 75 | $19m | 10.5% |
| Buffalo County | 31 | 22 | $6.0m | 15.4% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did United Wholesale Mortgage originate in Nebraska in 2024?
837 loans totalling $245m, from 1,048 applications reported for properties in Nebraska.
What is United Wholesale Mortgage's denial rate in Nebraska?
10.0% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 13.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does United Wholesale Mortgage lend in most?
By originations: Douglas County (412), Sarpy County (164), Lancaster County (75), Buffalo County (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.