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Community Partners Savings Bank in Illinois

HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview

LEI 549300HXQLIV5UBQEF05
Reporting agency Federal Deposit Insurance Corporation
State Illinois

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Illinois, Community Partners Savings Bank reported 157 applications and 106 originations for 2024, $10m in all.

Its denial rate in the state was 19.4%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 19.4%.

Applications in the state were down 33% on 2023.

157applications in IL, 2024100.0% of the lender's total
106loans originated$10m
19.4%denial rateIL all lenders 23.3%
—median rate spreadIL 0.5 pp

Compared with the state and the lender's national record

MeasureIn IllinoisIllinois, all lendersCommunity Partners Savings Bank, all statesUnited States
Denial rate19.4%23.3%19.4%24.3%
Median rate spread, pp—0.5—0.3
Originations with spread of 1.5 pp or more—15.4%—15.6%
Average originated loan$98k$273k$98k$329k
Home purchase share49.1%61.1%49.1%57.0%
FHA-insured share0.0%10.7%0.0%13.4%
VA-guaranteed share0.0%4.9%0.0%7.9%

Trend by year

ApplicationsOriginations

01663322022: 332 Applications2023: 234 Applications2024: 157 Applications2022: 227 Originations2023: 157 Originations2024: 106 Originations202220232024
Community Partners Savings Bank in Illinois: applications and originations, 2022–2024

This lender in stateIllinois, all lenders

0%11.7%23.3%2022: 13.7% This lender in state2023: 13.9% This lender in state2024: 19.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Illinois

By purpose

Home purchase 49% (52)Home improvement 7% (7)Refinancing 11% (12)Cash-out refinancing 19% (20)Other purpose 14% (15)

By type

Conventional 100% (106)

Denial reasons as coded

Debt-to-income ratio0%
Employment history0%
Credit history0%
Collateral0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%
Other0%

Share of 28 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).

Counties in Illinois

CountyApplicationsOriginationsAmountDenial rate
Marion County8763$5.3m12.5%
Clay County2715$985k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Community Partners Savings Bank originate in Illinois in 2024?

106 loans totalling $10m, from 157 applications reported for properties in Illinois.

What is Community Partners Savings Bank's denial rate in Illinois?

19.4% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 19.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Illinois counties does Community Partners Savings Bank lend in most?

By originations: Marion County (63), Clay County (15).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.