Lenders › Linkbank › Pennsylvania
Linkbank in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Linkbank's 2024 HMDA record for Pennsylvania covers 231 applications, 145 of them originated, worth $38m.
Its denial rate in the state was 22.5%, close to the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 21.7%.
Applications in the state were down 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | Linkbank, all states | United States |
|---|---|---|---|---|
| Denial rate | 22.5% | 24.2% | 21.7% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 14.1% | — | 15.6% |
| Average originated loan | $261k | $226k | $394k | $329k |
| Home purchase share | 48.3% | 48.7% | 47.0% | 57.0% |
| FHA-insured share | 0.0% | 9.8% | 0.0% | 13.4% |
| VA-guaranteed share | 0.7% | 4.0% | 0.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home purchase 48% (70)Home improvement 22% (32)Refinancing 14% (20)Cash-out refinancing 1% (1)Other purpose 15% (22)
By type
Conventional 99% (144)VA 1% (1)
Denial reasons as coded
Share of 47 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).
Counties in Pennsylvania
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Dauphin County | 55 | 35 | $5.7m | 26.0% |
| Schuylkill County | 41 | 20 | $2.0m | 42.1% |
| Cumberland County | 31 | 20 | $7.7m | 11.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Linkbank originate in Pennsylvania in 2024?
145 loans totalling $38m, from 231 applications reported for properties in Pennsylvania.
What is Linkbank's denial rate in Pennsylvania?
22.5% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 21.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does Linkbank lend in most?
By originations: Dauphin County (35), Schuylkill County (20), Cumberland County (20).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.