Lenders › Ocmbc, Inc. › Nevada
Ocmbc, Inc. in Nevada
HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nevada, Ocmbc, Inc. reported 565 applications and 330 originations for 2024, $117m in all.
Its denial rate in the state was 17.3%, below the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 17.7%.
The median rate spread on its Nevada originations was 1.5 percentage points (state median 0.3).
Applications in the state were up 34% on 2023.
Compared with the state and the lender's national record
| Measure | In Nevada | Nevada, all lenders | Ocmbc, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 17.3% | 23.9% | 17.7% | 24.3% |
| Median rate spread, pp | 1.5 | 0.3 | 1.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 47.5% | 18.4% | 39.7% | 15.6% |
| Average originated loan | $356k | $366k | $415k | $329k |
| Home purchase share | 75.8% | 61.5% | 68.1% | 57.0% |
| FHA-insured share | 15.2% | 18.3% | 21.0% | 13.4% |
| VA-guaranteed share | 1.8% | 10.8% | 1.7% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNevada, all lenders
Loan purpose and loan type in Nevada
By purpose
Home purchase 76% (250)Refinancing 6% (20)Cash-out refinancing 18% (60)
By type
Conventional 83% (274)FHA 15% (50)VA 2% (6)
Denial reasons as coded
Share of 87 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nevada
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Clark County | 520 | 302 | $108m | 16.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Ocmbc, Inc. originate in Nevada in 2024?
330 loans totalling $117m, from 565 applications reported for properties in Nevada.
What is Ocmbc, Inc.'s denial rate in Nevada?
17.3% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 17.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nevada counties does Ocmbc, Inc. lend in most?
By originations: Clark County (302).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.