Lenders › Plaza Home Mortgage, Inc › Florida
Plaza Home Mortgage, Inc in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, Plaza Home Mortgage, Inc reported 2,367 applications and 1,155 originations for 2024, $380m in all.
Its denial rate in the state was 36.2%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 27.2%.
The median rate spread on its Florida originations was 0.6 percentage points (state median 0.3).
Applications in the state were up 21% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Plaza Home Mortgage, Inc, all states | United States |
|---|---|---|---|---|
| Denial rate | 36.2% | 29.0% | 27.2% | 24.3% |
| Median rate spread, pp | 0.6 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 20.7% | 16.4% | 14.4% | 15.6% |
| Average originated loan | $329k | $359k | $320k | $329k |
| Home purchase share | 73.2% | 62.9% | 77.3% | 57.0% |
| FHA-insured share | 35.4% | 17.7% | 30.3% | 13.4% |
| VA-guaranteed share | 7.6% | 9.5% | 8.9% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 73% (846)Refinancing 4% (48)Cash-out refinancing 23% (261)
By type
Conventional 56% (650)FHA 35% (409)VA 8% (88)USDA 1% (8)
Denial reasons as coded
Share of 740 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Broward County | 261 | 118 | $46m | 38.8% |
| Miami-Dade County | 230 | 98 | $41m | 43.4% |
| Palm Beach County | 159 | 83 | $36m | 34.8% |
| Duval County | 126 | 68 | $18m | 27.4% |
| Brevard County | 109 | 57 | $16m | 34.4% |
| Hillsborough County | 108 | 56 | $17m | 36.4% |
| Orange County | 127 | 53 | $21m | 40.0% |
| Polk County | 94 | 49 | $12m | 32.1% |
| Volusia County | 83 | 44 | $11m | 35.7% |
| Pinellas County | 75 | 41 | $14m | 27.3% |
| Pasco County | 77 | 36 | $10m | 35.9% |
| Lee County | 76 | 33 | $9.3m | 45.2% |
| St. Johns County | 61 | 33 | $16m | 31.5% |
| Marion County | 66 | 31 | $6.6m | 37.9% |
| St. Lucie County | 57 | 25 | $7.6m | 50.9% |
| Lake County | 46 | 21 | $6.8m | 38.5% |
| Seminole County | 42 | 21 | $5.8m | 31.6% |
| Clay County | 41 | 21 | $5.7m | 21.2% |
| Flagler County | 33 | 21 | $6.2m | 27.6% |
| Hernando County | 41 | 20 | $4.0m | 43.6% |
| Osceola County | 43 | 19 | $4.5m | 38.2% |
| Manatee County | 35 | 19 | $6.9m | 20.0% |
| Collier County | 34 | 19 | $9.2m | 31.0% |
| Sarasota County | 34 | 18 | $6.1m | 32.1% |
| Leon County | 27 | 16 | $3.0m | — |
| Escambia County | 27 | 9 | $2.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Plaza Home Mortgage, Inc originate in Florida in 2024?
1,155 loans totalling $380m, from 2,367 applications reported for properties in Florida.
What is Plaza Home Mortgage, Inc's denial rate in Florida?
36.2% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 27.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Plaza Home Mortgage, Inc lend in most?
By originations: Broward County (118), Miami-Dade County (98), Palm Beach County (83), Duval County (68), Brevard County (57).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.