Lenders › Equity Prime Mortgage LLC › Florida
Equity Prime Mortgage LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Equity Prime Mortgage LLC's 2024 HMDA record for Florida covers 2,716 applications, 1,539 of them originated, worth $483m.
Its denial rate in the state was 6.6%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 5.8%.
The median rate spread on its Florida originations was 0.6 percentage points (state median 0.3).
Applications in the state were up 55% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Equity Prime Mortgage LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 6.6% | 29.0% | 5.8% | 24.3% |
| Median rate spread, pp | 0.6 | 0.3 | 0.7 | 0.3 |
| Originations with spread of 1.5 pp or more | 23.0% | 16.4% | 27.1% | 15.6% |
| Average originated loan | $314k | $359k | $290k | $329k |
| Home purchase share | 71.6% | 62.9% | 76.1% | 57.0% |
| FHA-insured share | 68.2% | 17.7% | 68.8% | 13.4% |
| VA-guaranteed share | 21.2% | 9.5% | 17.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 72% (1,102)Refinancing 4% (62)Cash-out refinancing 24% (375)
By type
Conventional 9% (139)FHA 68% (1,049)VA 21% (326)USDA 2% (25)
Denial reasons as coded
Share of 109 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Polk County | 201 | 126 | $32m | 5.9% |
| Miami-Dade County | 161 | 84 | $38m | 9.7% |
| Duval County | 165 | 80 | $22m | 10.1% |
| Broward County | 162 | 79 | $34m | 11.2% |
| Hillsborough County | 150 | 76 | $27m | 10.6% |
| Marion County | 111 | 71 | $19m | 4.1% |
| Lee County | 129 | 65 | $23m | 6.9% |
| Pasco County | 107 | 63 | $18m | 8.7% |
| Palm Beach County | 94 | 61 | $23m | 12.9% |
| Orange County | 114 | 59 | $23m | 7.8% |
| Brevard County | 96 | 59 | $17m | 3.3% |
| Volusia County | 93 | 53 | $14m | 1.8% |
| St. Lucie County | 78 | 44 | $15m | 6.4% |
| Lake County | 69 | 41 | $13m | 6.8% |
| Putnam County | 74 | 38 | $7.7m | 5.0% |
| Pinellas County | 59 | 38 | $13m | 5.0% |
| Osceola County | 56 | 35 | $13m | 14.6% |
| Clay County | 45 | 33 | $8.6m | 2.9% |
| St. Johns County | 48 | 32 | $11m | 0.0% |
| Hernando County | 58 | 31 | $8.6m | 3.1% |
| Escambia County | 47 | 29 | $7.8m | 0.0% |
| Citrus County | 48 | 28 | $6.4m | 9.7% |
| Bay County | 40 | 26 | $7.0m | 0.0% |
| Manatee County | 45 | 25 | $8.7m | 7.4% |
| Okaloosa County | 34 | 19 | $5.6m | — |
| Santa Rosa County | 27 | 18 | $5.4m | — |
| Sarasota County | 33 | 17 | $6.6m | — |
| Seminole County | 31 | 17 | $5.7m | — |
| Flagler County | 37 | 16 | $4.7m | — |
| Highlands County | 27 | 14 | $2.9m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Equity Prime Mortgage LLC originate in Florida in 2024?
1,539 loans totalling $483m, from 2,716 applications reported for properties in Florida.
What is Equity Prime Mortgage LLC's denial rate in Florida?
6.6% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 5.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Equity Prime Mortgage LLC lend in most?
By originations: Polk County (126), Miami-Dade County (84), Duval County (80), Broward County (79), Hillsborough County (76).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.