Lenders › Nvr Mortgage Finance, Inc. › Florida
Nvr Mortgage Finance, Inc. in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nvr Mortgage Finance, Inc.'s 2024 HMDA record for Florida covers 2,250 applications, 1,583 of them originated, worth $522m.
Its denial rate in the state was 22.2%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 19.0%.
The median rate spread on its Florida originations was -0.2 percentage points (state median 0.3).
Applications in the state were up 11% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Nvr Mortgage Finance, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 22.2% | 29.0% | 19.0% | 24.3% |
| Median rate spread, pp | -0.2 | 0.3 | -0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.2% | 16.4% | 0.3% | 15.6% |
| Average originated loan | $330k | $359k | $362k | $329k |
| Home purchase share | 100.0% | 62.9% | 100.0% | 57.0% |
| FHA-insured share | 39.7% | 17.7% | 30.8% | 13.4% |
| VA-guaranteed share | 9.5% | 9.5% | 12.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 100% (1,583)
By type
Conventional 51% (800)FHA 40% (629)VA 9% (150)USDA 0% (4)
Denial reasons as coded
Share of 451 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Manatee County | 340 | 246 | $81m | 21.4% |
| Pasco County | 305 | 226 | $71m | 20.4% |
| Polk County | 292 | 219 | $66m | 19.8% |
| Volusia County | 179 | 133 | $45m | 15.3% |
| St. Lucie County | 209 | 128 | $40m | 33.3% |
| Orange County | 134 | 105 | $42m | 17.3% |
| Hernando County | 134 | 95 | $26m | 19.5% |
| St. Johns County | 95 | 74 | $30m | 17.8% |
| Lake County | 106 | 73 | $30m | 19.8% |
| Charlotte County | 100 | 63 | $16m | 23.2% |
| Indian River County | 69 | 47 | $14m | 16.1% |
| Brevard County | 56 | 42 | $16m | 16.0% |
| Miami-Dade County | 76 | 35 | $13m | 47.0% |
| Osceola County | 44 | 28 | $11m | 30.0% |
| Duval County | 47 | 24 | $5.4m | 38.5% |
| Broward County | 29 | 21 | $9.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nvr Mortgage Finance, Inc. originate in Florida in 2024?
1,583 loans totalling $522m, from 2,250 applications reported for properties in Florida.
What is Nvr Mortgage Finance, Inc.'s denial rate in Florida?
22.2% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 19.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Nvr Mortgage Finance, Inc. lend in most?
By originations: Manatee County (246), Pasco County (226), Polk County (219), Volusia County (133), St. Lucie County (128).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.