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Nvr Mortgage Finance, Inc. in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 549300KBWX4NV5Q1E376
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Nvr Mortgage Finance, Inc. reported 598 applications and 405 originations for 2024, $114m in all.

Its denial rate in the state was 27.0%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 19.0%.

The median rate spread on its Indiana originations was -0.0 percentage points (state median 0.5).

Applications in the state were up 65% on 2023.

598applications in IN, 20242.5% of the lender's total
405loans originated$114m
27.0%denial rateIN all lenders 21.5%
-0.0 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersNvr Mortgage Finance, Inc., all statesUnited States
Denial rate27.0%21.5%19.0%24.3%
Median rate spread, pp-0.00.5-0.00.3
Originations with spread of 1.5 pp or more0.5%15.8%0.3%15.6%
Average originated loan$281k$216k$362k$329k
Home purchase share100.0%53.1%100.0%57.0%
FHA-insured share42.5%14.5%30.8%13.4%
VA-guaranteed share12.8%6.0%12.5%7.9%

Trend by year

ApplicationsOriginations

03607202022: 720 Applications2023: 363 Applications2024: 598 Applications2022: 504 Originations2023: 252 Originations2024: 405 Originations202220232024
Nvr Mortgage Finance, Inc. in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%13.5%27%2022: 18% This lender in state2023: 23.4% This lender in state2024: 27% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 100% (405)

By type

Conventional 44% (177)FHA 42% (172)VA 13% (52)USDA 1% (4)

Denial reasons as coded

Debt-to-income ratio48%
Credit history40%
Unverifiable information6.7%
Employment history3.3%
Other1.3%
Insufficient cash (downpayment, closing costs)0.7%
Collateral0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 150 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Boone County197144$42m21.7%
Hendricks County12776$23m33.9%
Hancock County9059$16m30.6%
Morgan County8853$15m37.6%
Johnson County4840$9.0m4.8%
Marion County2918$4.8m35.7%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Nvr Mortgage Finance, Inc. originate in Indiana in 2024?

405 loans totalling $114m, from 598 applications reported for properties in Indiana.

What is Nvr Mortgage Finance, Inc.'s denial rate in Indiana?

27.0% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 19.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Nvr Mortgage Finance, Inc. lend in most?

By originations: Boone County (144), Hendricks County (76), Hancock County (59), Morgan County (53), Johnson County (40).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.