Lenders › Nvr Mortgage Finance, Inc. › Ohio
Nvr Mortgage Finance, Inc. in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Nvr Mortgage Finance, Inc. reported 2,545 applications and 1,884 originations for 2024, $592m in all.
Its denial rate in the state was 18.9%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 19.0%.
The median rate spread on its Ohio originations was -0.0 percentage points (state median 0.5).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Nvr Mortgage Finance, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 18.9% | 23.5% | 19.0% | 24.3% |
| Median rate spread, pp | -0.0 | 0.5 | -0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.1% | 17.7% | 0.3% | 15.6% |
| Average originated loan | $314k | $218k | $362k | $329k |
| Home purchase share | 100.0% | 51.7% | 100.0% | 57.0% |
| FHA-insured share | 33.5% | 12.3% | 30.8% | 13.4% |
| VA-guaranteed share | 11.4% | 5.9% | 12.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 100% (1,884)
By type
Conventional 55% (1,038)FHA 33% (631)VA 11% (214)USDA 0% (1)
Denial reasons as coded
Share of 439 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Lorain County | 377 | 298 | $94m | 14.6% |
| Summit County | 323 | 231 | $65m | 23.0% |
| Clermont County | 209 | 172 | $51m | 9.5% |
| Delaware County | 178 | 142 | $64m | 12.3% |
| Medina County | 164 | 125 | $38m | 16.1% |
| Lake County | 148 | 112 | $32m | 18.2% |
| Warren County | 139 | 105 | $34m | 19.2% |
| Franklin County | 131 | 86 | $27m | 26.5% |
| Fairfield County | 113 | 72 | $26m | 32.1% |
| Butler County | 87 | 66 | $19m | 15.4% |
| Montgomery County | 98 | 62 | $18m | 25.3% |
| Miami County | 83 | 62 | $18m | 17.3% |
| Greene County | 70 | 62 | $24m | 4.6% |
| Stark County | 88 | 58 | $18m | 24.7% |
| Hamilton County | 63 | 52 | $15m | 3.7% |
| Wayne County | 53 | 40 | $12m | 18.4% |
| Shelby County | 55 | 38 | $9.4m | 26.9% |
| Geauga County | 48 | 35 | $10m | 12.5% |
| Clark County | 57 | 32 | $8.8m | 43.9% |
| Cuyahoga County | 38 | 16 | $5.1m | 50.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nvr Mortgage Finance, Inc. originate in Ohio in 2024?
1,884 loans totalling $592m, from 2,545 applications reported for properties in Ohio.
What is Nvr Mortgage Finance, Inc.'s denial rate in Ohio?
18.9% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 19.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Nvr Mortgage Finance, Inc. lend in most?
By originations: Lorain County (298), Summit County (231), Clermont County (172), Delaware County (142), Medina County (125).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.