Lenders › Nvr Mortgage Finance, Inc. › Virginia
Nvr Mortgage Finance, Inc. in Virginia
HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Virginia, Nvr Mortgage Finance, Inc. reported 3,652 applications and 2,547 originations for 2024, $1.0bn in all.
Its denial rate in the state was 20.4%, close to the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 19.0%.
The median rate spread on its Virginia originations was -0.1 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Virginia | Virginia, all lenders | Nvr Mortgage Finance, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 20.4% | 22.1% | 19.0% | 24.3% |
| Median rate spread, pp | -0.1 | 0.3 | -0.0 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.3% | 16.5% | 0.3% | 15.6% |
| Average originated loan | $401k | $352k | $362k | $329k |
| Home purchase share | 100.0% | 55.8% | 100.0% | 57.0% |
| FHA-insured share | 25.4% | 11.7% | 30.8% | 13.4% |
| VA-guaranteed share | 23.8% | 16.4% | 12.5% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateVirginia, all lenders
Loan purpose and loan type in Virginia
By purpose
Home purchase 100% (2,547)
By type
Conventional 50% (1,286)FHA 25% (647)VA 24% (606)USDA 0% (8)
Denial reasons as coded
Share of 654 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 526 | 372 | $146m | 21.5% |
| Spotsylvania County | 352 | 226 | $97m | 27.8% |
| Loudoun County | 240 | 160 | $110m | 13.5% |
| Stafford County | 194 | 153 | $90m | 17.3% |
| Henrico County | 163 | 124 | $37m | 19.0% |
| New Kent County | 144 | 107 | $28m | 10.1% |
| Poquoson city | 129 | 101 | $39m | 9.8% |
| Fairfax County | 137 | 99 | $51m | 19.5% |
| Frederick County | 106 | 91 | $25m | 7.1% |
| Rockingham County | 116 | 89 | $28m | 16.8% |
| York County | 100 | 81 | $27m | 5.8% |
| Portsmouth city | 138 | 80 | $25m | 37.5% |
| Suffolk city | 125 | 80 | $35m | 29.2% |
| Culpeper County | 97 | 71 | $24m | 15.5% |
| Caroline County | 108 | 69 | $20m | 29.6% |
| Isle of Wight County | 99 | 66 | $19m | 18.5% |
| Harrisonburg city | 101 | 65 | $18m | 24.4% |
| Orange County | 86 | 65 | $20m | 17.7% |
| Prince William County | 101 | 64 | $29m | 32.6% |
| Lynchburg city | 83 | 54 | $16m | 21.7% |
| Chesapeake city | 60 | 46 | $16m | 23.3% |
| Albemarle County | 56 | 46 | $17m | 8.0% |
| King George County | 44 | 34 | $16m | 12.8% |
| Fauquier County | 42 | 27 | $15m | 10.0% |
| Lancaster County | 40 | 26 | $7.4m | 16.1% |
| Fairfax city | 35 | 22 | $15m | — |
| Fredericksburg city | 30 | 19 | $7.3m | 26.9% |
| Winchester city | 31 | 17 | $6.3m | — |
| Richmond city | 44 | 14 | $3.2m | 51.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nvr Mortgage Finance, Inc. originate in Virginia in 2024?
2,547 loans totalling $1.0bn, from 3,652 applications reported for properties in Virginia.
What is Nvr Mortgage Finance, Inc.'s denial rate in Virginia?
20.4% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 19.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Virginia counties does Nvr Mortgage Finance, Inc. lend in most?
By originations: Chesterfield County (372), Spotsylvania County (226), Loudoun County (160), Stafford County (153), Henrico County (124).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.