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Agwest Farm Credit, Flca in Oregon

HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview

LEI 549300KDR80I1ELW8D36
Reporting agency Department of Housing and Urban Development
State Oregon

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Oregon, Agwest Farm Credit, Flca reported 258 applications and 125 originations for 2024, $66m in all.

Its denial rate in the state was 20.1%, close to the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 24.0%.

The median rate spread on its Oregon originations was 0.1 percentage points (state median 0.4).

Applications in the state were up 9% on 2023.

258applications in OR, 202433.9% of the lender's total
125loans originated$66m
20.1%denial rateOR all lenders 20.6%
0.1 ppmedian rate spreadOR 0.4 pp

Compared with the state and the lender's national record

MeasureIn OregonOregon, all lendersAgwest Farm Credit, Flca, all statesUnited States
Denial rate20.1%20.6%24.0%24.3%
Median rate spread, pp0.10.40.10.3
Originations with spread of 1.5 pp or more8.0%16.0%7.7%15.6%
Average originated loan$525k$354k$550k$329k
Home purchase share64.8%53.8%63.3%57.0%
FHA-insured share0.0%11.9%0.0%13.4%
VA-guaranteed share0.0%6.7%0.0%7.9%

Trend by year

ApplicationsOriginations

0187.53752022: 375 Applications2023: 236 Applications2024: 258 Applications2022: 139 Originations2023: 76 Originations2024: 125 Originations202220232024
Agwest Farm Credit, Flca in Oregon: applications and originations, 2022–2024

This lender in stateOregon, all lenders

0%17.1%34.3%2022: 25.4% This lender in state2023: 34.3% This lender in state2024: 20.1% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Oregon

By purpose

Home purchase 65% (81)Home improvement 10% (12)Refinancing 26% (32)

By type

Conventional 100% (125)

Denial reasons as coded

Debt-to-income ratio54.3%
Credit history31.4%
Other8.6%
Collateral5.7%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 35 denials in Oregon by first denial reason coded (outlined bar: all lenders in the state).

Counties in Oregon

CountyApplicationsOriginationsAmountDenial rate
Deschutes County2613$14m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Agwest Farm Credit, Flca originate in Oregon in 2024?

125 loans totalling $66m, from 258 applications reported for properties in Oregon.

What is Agwest Farm Credit, Flca's denial rate in Oregon?

20.1% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 24.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Oregon counties does Agwest Farm Credit, Flca lend in most?

By originations: Deschutes County (13).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.