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American Pacific Mortgage Corporation in Nevada
HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
American Pacific Mortgage Corporation's 2024 HMDA record for Nevada covers 385 applications, 279 of them originated, worth $96m.
Its denial rate in the state was 10.8%, below the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 9.3%.
The median rate spread on its Nevada originations was 0.5 percentage points (state median 0.3).
Applications in the state were down 22% on 2023.
Compared with the state and the lender's national record
| Measure | In Nevada | Nevada, all lenders | American Pacific Mortgage Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 10.8% | 23.9% | 9.3% | 24.3% |
| Median rate spread, pp | 0.5 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 9.0% | 18.4% | 6.9% | 15.6% |
| Average originated loan | $346k | $366k | $357k | $329k |
| Home purchase share | 86.0% | 61.5% | 88.6% | 57.0% |
| FHA-insured share | 37.6% | 18.3% | 27.4% | 13.4% |
| VA-guaranteed share | 6.1% | 10.8% | 9.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNevada, all lenders
Loan purpose and loan type in Nevada
By purpose
Home purchase 86% (240)Refinancing 5% (13)Cash-out refinancing 9% (26)
By type
Conventional 56% (157)FHA 38% (105)VA 6% (17)
Denial reasons as coded
Share of 34 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nevada
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Clark County | 204 | 128 | $48m | 17.8% |
| Humboldt County | 100 | 92 | $27m | 0.0% |
| Washoe County | 25 | 17 | $7.9m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did American Pacific Mortgage Corporation originate in Nevada in 2024?
279 loans totalling $96m, from 385 applications reported for properties in Nevada.
What is American Pacific Mortgage Corporation's denial rate in Nevada?
10.8% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 9.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nevada counties does American Pacific Mortgage Corporation lend in most?
By originations: Clark County (128), Humboldt County (92), Washoe County (17).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.