Lenders › American Pacific Mortgage Corporation › Oregon
American Pacific Mortgage Corporation in Oregon
HMDA record for properties in Oregon, calendar year 2024. National record · Oregon overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Oregon, American Pacific Mortgage Corporation reported 903 applications and 684 originations for 2024, $261m in all.
Its denial rate in the state was 4.9%, below the Oregon rate of 20.6% across all lenders and compared with the lender's national rate of 9.3%.
The median rate spread on its Oregon originations was 0.5 percentage points (state median 0.4).
Applications in the state were down 15% on 2023.
Compared with the state and the lender's national record
| Measure | In Oregon | Oregon, all lenders | American Pacific Mortgage Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 4.9% | 20.6% | 9.3% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 4.8% | 16.0% | 6.9% | 15.6% |
| Average originated loan | $381k | $354k | $357k | $329k |
| Home purchase share | 86.4% | 53.8% | 88.6% | 57.0% |
| FHA-insured share | 21.3% | 11.9% | 27.4% | 13.4% |
| VA-guaranteed share | 7.3% | 6.7% | 9.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOregon, all lenders
Loan purpose and loan type in Oregon
By purpose
Home purchase 86% (591)Refinancing 4% (30)Cash-out refinancing 9% (63)
By type
Conventional 69% (473)FHA 21% (146)VA 7% (50)USDA 2% (15)
Denial reasons as coded
Share of 35 denials in Oregon by first denial reason coded (outlined bar: all lenders in the state).
Counties in Oregon
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Multnomah County | 185 | 140 | $58m | 4.7% |
| Umatilla County | 133 | 111 | $32m | 2.6% |
| Lane County | 140 | 103 | $36m | 3.7% |
| Clackamas County | 119 | 88 | $42m | 6.3% |
| Washington County | 67 | 51 | $25m | 8.9% |
| Linn County | 28 | 19 | $6.1m | — |
| Deschutes County | 28 | 19 | $11m | — |
| Douglas County | 26 | 18 | $6.0m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did American Pacific Mortgage Corporation originate in Oregon in 2024?
684 loans totalling $261m, from 903 applications reported for properties in Oregon.
What is American Pacific Mortgage Corporation's denial rate in Oregon?
4.9% of decided applications in Oregon were denied, against 20.6% for all lenders in the state and 9.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Oregon counties does American Pacific Mortgage Corporation lend in most?
By originations: Multnomah County (140), Umatilla County (111), Lane County (103), Clackamas County (88), Washington County (51).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Oregon. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.