Lenders › City National Bank of WV › West Virginia
City National Bank of WV in West Virginia
HMDA record for properties in West Virginia, calendar year 2024. National record · West Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In West Virginia, City National Bank of WV reported 2,980 applications and 1,809 originations for 2024, $228m in all.
Its denial rate in the state was 28.2%, close to the West Virginia rate of 28.3% across all lenders and compared with the lender's national rate of 28.3%.
The median rate spread on its West Virginia originations was 0.3 percentage points (state median 0.4).
Applications in the state were down 10% on 2023.
Compared with the state and the lender's national record
| Measure | In West Virginia | West Virginia, all lenders | City National Bank of WV, all states | United States |
|---|---|---|---|---|
| Denial rate | 28.2% | 28.3% | 28.3% | 24.3% |
| Median rate spread, pp | 0.3 | 0.4 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 1.2% | 15.8% | 1.0% | 15.6% |
| Average originated loan | $126k | $195k | $174k | $329k |
| Home purchase share | 28.1% | 61.4% | 28.3% | 57.0% |
| FHA-insured share | 0.0% | 17.5% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.4% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateWest Virginia, all lenders
Loan purpose and loan type in West Virginia
By purpose
Home purchase 28% (509)Home improvement 27% (495)Refinancing 25% (447)Other purpose 20% (358)
By type
Conventional 100% (1,809)
Denial reasons as coded
Share of 764 denials in West Virginia by first denial reason coded (outlined bar: all lenders in the state).
Counties in West Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Kanawha County | 601 | 340 | $36m | 31.5% |
| Berkeley County | 363 | 250 | $31m | 24.2% |
| Raleigh County | 367 | 239 | $27m | 27.2% |
| Putnam County | 272 | 188 | $25m | 21.5% |
| Cabell County | 266 | 158 | $20m | 28.0% |
| Greenbrier County | 178 | 109 | $16m | 29.5% |
| Jefferson County | 123 | 84 | $12m | 26.5% |
| Monongalia County | 71 | 53 | $16m | 8.1% |
| Fayette County | 89 | 52 | $4.7m | 30.0% |
| Harrison County | 86 | 42 | $8.2m | 17.9% |
| Mason County | 72 | 35 | $2.4m | 40.0% |
| Wayne County | 57 | 32 | $3.3m | 32.0% |
| Jackson County | 66 | 31 | $3.6m | 38.6% |
| Mercer County | 38 | 28 | $3.5m | 22.2% |
| Lincoln County | 50 | 24 | $1.4m | 45.5% |
| Marion County | 29 | 23 | $4.1m | 7.7% |
| Morgan County | 38 | 22 | $3.8m | 33.3% |
| Summers County | 51 | 20 | $1.4m | 44.2% |
| Braxton County | 32 | 13 | $645k | 32.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did City National Bank of WV originate in West Virginia in 2024?
1,809 loans totalling $228m, from 2,980 applications reported for properties in West Virginia.
What is City National Bank of WV's denial rate in West Virginia?
28.2% of decided applications in West Virginia were denied, against 28.3% for all lenders in the state and 28.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which West Virginia counties does City National Bank of WV lend in most?
By originations: Kanawha County (340), Berkeley County (250), Raleigh County (239), Putnam County (188), Cabell County (158).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in West Virginia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.