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Boeing Employees' Credit Union in Idaho

HMDA record for properties in Idaho, calendar year 2024. National record · Idaho overview

LEI 549300KM40FP4MSQU941
Reporting agency Consumer Financial Protection Bureau
State Idaho

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Boeing Employees' Credit Union's 2024 HMDA record for Idaho covers 238 applications, 160 of them originated, worth $65m.

Its denial rate in the state was 19.7%, close to the Idaho rate of 19.4% across all lenders and compared with the lender's national rate of 27.7%.

The median rate spread on its Idaho originations was 0.3 percentage points (state median 0.3).

Applications in the state were up 22% on 2023.

238applications in ID, 20241.1% of the lender's total
160loans originated$65m
19.7%denial rateID all lenders 19.4%
0.3 ppmedian rate spreadID 0.3 pp

Compared with the state and the lender's national record

MeasureIn IdahoIdaho, all lendersBoeing Employees' Credit Union, all statesUnited States
Denial rate19.7%19.4%27.7%24.3%
Median rate spread, pp0.30.30.60.3
Originations with spread of 1.5 pp or more7.9%15.9%15.4%15.6%
Average originated loan$406k$314k$267k$329k
Home purchase share56.3%54.0%22.0%57.0%
FHA-insured share2.5%12.5%0.2%13.4%
VA-guaranteed share2.5%8.0%0.2%7.9%

Trend by year

ApplicationsOriginations

01192382022: 193 Applications2023: 195 Applications2024: 238 Applications2022: 114 Originations2023: 105 Originations2024: 160 Originations202220232024
Boeing Employees' Credit Union in Idaho: applications and originations, 2022–2024

This lender in stateIdaho, all lenders

0%15.3%30.6%2022: 30.6% This lender in state2023: 30.1% This lender in state2024: 19.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Idaho

By purpose

Home purchase 56% (90)Home improvement 17% (27)Refinancing 7% (11)Cash-out refinancing 2% (3)Other purpose 18% (29)

By type

Conventional 95% (152)FHA 3% (4)VA 3% (4)

Denial reasons as coded

Collateral37.5%
Debt-to-income ratio35%
Credit history12.5%
Other7.5%
Employment history5%
Unverifiable information2.5%
Insufficient cash (downpayment, closing costs)0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 40 denials in Idaho by first denial reason coded (outlined bar: all lenders in the state).

Counties in Idaho

CountyApplicationsOriginationsAmountDenial rate
Kootenai County14295$48m17.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Boeing Employees' Credit Union originate in Idaho in 2024?

160 loans totalling $65m, from 238 applications reported for properties in Idaho.

What is Boeing Employees' Credit Union's denial rate in Idaho?

19.7% of decided applications in Idaho were denied, against 19.4% for all lenders in the state and 27.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Idaho counties does Boeing Employees' Credit Union lend in most?

By originations: Kootenai County (95).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Idaho. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.