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Angel Oak Mortgage Solutions LLC in Colorado

HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview

LEI 549300KSOOZZVXCMA627
Reporting agency Department of Housing and Urban Development
State Colorado

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Angel Oak Mortgage Solutions LLC's 2024 HMDA record for Colorado covers 139 applications, 87 of them originated, worth $47m.

Its denial rate in the state was 23.5%, close to the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 17.8%.

The median rate spread on its Colorado originations was 1.3 percentage points (state median 0.3).

Applications in the state were up 24% on 2023.

139applications in CO, 20241.9% of the lender's total
87loans originated$47m
23.5%denial rateCO all lenders 21.6%
1.3 ppmedian rate spreadCO 0.3 pp

Compared with the state and the lender's national record

MeasureIn ColoradoColorado, all lendersAngel Oak Mortgage Solutions LLC, all statesUnited States
Denial rate23.5%21.6%17.8%24.3%
Median rate spread, pp1.30.31.50.3
Originations with spread of 1.5 pp or more42.6%14.7%48.9%15.6%
Average originated loan$545k$416k$445k$329k
Home purchase share58.6%55.7%59.1%57.0%
FHA-insured share0.0%12.3%0.0%13.4%
VA-guaranteed share0.0%9.7%0.0%7.9%

Trend by year

ApplicationsOriginations

01022042022: 204 Applications2023: 112 Applications2024: 139 Applications2022: 112 Originations2023: 55 Originations2024: 87 Originations202220232024
Angel Oak Mortgage Solutions LLC in Colorado: applications and originations, 2022–2024

This lender in stateColorado, all lenders

0%11.8%23.5%2022: 23% This lender in state2023: 20% This lender in state2024: 23.5% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Colorado

By purpose

Home purchase 59% (51)Refinancing 2% (2)Cash-out refinancing 39% (34)

By type

Conventional 100% (87)

Denial reasons as coded

Collateral37%
Debt-to-income ratio22.2%
Insufficient cash (downpayment, closing costs)18.5%
Other14.8%
Credit history7.4%
Employment history0%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 27 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).

Counties in Colorado

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Angel Oak Mortgage Solutions LLC originate in Colorado in 2024?

87 loans totalling $47m, from 139 applications reported for properties in Colorado.

What is Angel Oak Mortgage Solutions LLC's denial rate in Colorado?

23.5% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 17.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Colorado counties does Angel Oak Mortgage Solutions LLC lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.