Lenders › Angel Oak Mortgage Solutions LLC › Illinois
Angel Oak Mortgage Solutions LLC in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Illinois, Angel Oak Mortgage Solutions LLC reported 134 applications and 90 originations for 2024, $28m in all.
Its denial rate in the state was 17.9%, below the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 17.8%.
The median rate spread on its Illinois originations was 1.5 percentage points (state median 0.5).
Applications in the state were up 21% on 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | Angel Oak Mortgage Solutions LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.9% | 23.3% | 17.8% | 24.3% |
| Median rate spread, pp | 1.5 | 0.5 | 1.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 48.8% | 15.4% | 48.9% | 15.6% |
| Average originated loan | $312k | $273k | $445k | $329k |
| Home purchase share | 53.3% | 61.1% | 59.1% | 57.0% |
| FHA-insured share | 0.0% | 10.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 53% (48)Home improvement 2% (2)Refinancing 1% (1)Cash-out refinancing 43% (39)
By type
Conventional 100% (90)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 56 | 34 | $12m | 20.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Angel Oak Mortgage Solutions LLC originate in Illinois in 2024?
90 loans totalling $28m, from 134 applications reported for properties in Illinois.
What is Angel Oak Mortgage Solutions LLC's denial rate in Illinois?
17.9% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 17.8% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does Angel Oak Mortgage Solutions LLC lend in most?
By originations: Cook County (34).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.