Lenders › Bethpage Federal Credit Union › Nevada
Bethpage Federal Credit Union in Nevada
HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nevada, Bethpage Federal Credit Union reported 146 applications and 71 originations for 2024, $17m in all.
Its denial rate in the state was 44.2%, above the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 50.2%.
The median rate spread on its Nevada originations was -1.1 percentage points (state median 0.3).
Applications in the state were down 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Nevada | Nevada, all lenders | Bethpage Federal Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 44.2% | 23.9% | 50.2% | 24.3% |
| Median rate spread, pp | -1.1 | 0.3 | -0.8 | 0.3 |
| Originations with spread of 1.5 pp or more | 7.1% | 18.4% | 8.8% | 15.6% |
| Average originated loan | $234k | $366k | $258k | $329k |
| Home purchase share | 8.5% | 61.5% | 11.6% | 57.0% |
| FHA-insured share | 0.0% | 18.3% | 0.3% | 13.4% |
| VA-guaranteed share | 0.0% | 10.8% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNevada, all lenders
Loan purpose and loan type in Nevada
By purpose
Home purchase 8% (6)Home improvement 48% (34)Refinancing 10% (7)Cash-out refinancing 4% (3)Other purpose 30% (21)
By type
Conventional 100% (71)
Denial reasons as coded
Share of 57 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nevada
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Clark County | 105 | 49 | $9.0m | 46.8% |
| Washoe County | 29 | 16 | $7.0m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Bethpage Federal Credit Union originate in Nevada in 2024?
71 loans totalling $17m, from 146 applications reported for properties in Nevada.
What is Bethpage Federal Credit Union's denial rate in Nevada?
44.2% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 50.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nevada counties does Bethpage Federal Credit Union lend in most?
By originations: Clark County (49), Washoe County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.