Liberty Bank reported 3,513 applications for homes in Connecticut in the HMDA data of 2025.
It originated 2,765 loans in the state in 2025, for $1.0 billion in total.
The median interest rate of these loans in 2025 was 6.125%, and the median of all lenders in Connecticut was 6.490%.
The median total loan costs in 2025 were $3,821, and the state median was $6,556.
It denied 10.5% of the applications that it decided in the state in 2025, and the state denial rate was 21.6%.
Filed figures of Liberty Bank in Connecticut, 2025
Figure
In CT
Lender, all states
CT, all lenders
Applications
3,513
3,886
123,752
Loans originated
2,765
3,060
74,717
Median interest rate
6.125%
6.125%
6.490%
Median total loan costs
$3,821
$3,849
$6,556
Denial rate
10.5%
10.2%
21.6%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Liberty Bank in Connecticut, 2025Each value has the median of all lenders in Connecticut under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in CT
986
6.125%CT 6.490%
$3,821CT $6,556
$575CT $1,800
$1,568CT $2,792
$598CT $800
−0.122CT 0.168
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.122 percentage points below the average prime offer rate. On a loan of $300,000, that is about $366 less a year, or $31 less a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Connecticut. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Liberty Bank were in Connecticut in 2025?
2,765 of its loans originated, out of 3,060 in all states. That is 90.4%.
In which counties of Connecticut did Liberty Bank originate the most loans in 2025?
The three with the most loans were Capitol Planning Region (967), Lower Connecticut River Valley Planning Region (538) and South Central Connecticut Planning Region (429).
Which loan types did Liberty Bank originate in Connecticut in 2025?
2,735 conventional and 30 FHA.
How did the applications of Liberty Bank in Connecticut change from 2022 to 2025?
It reported 3,438 applications in 2022 and 3,513 in 2025.