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Nationstar Mortgage in Arkansas

HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview

LEI 549300LBCBNR1OT00651
Reporting agency Department of Housing and Urban Development
State Arkansas

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Arkansas, Nationstar Mortgage reported 595 applications and 397 originations for 2024, $65m in all.

Its denial rate in the state was 16.3%, below the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 19.1%.

The median rate spread on its Arkansas originations was 1.1 percentage points (state median 0.4).

Applications in the state were up 35% on 2023.

595applications in AR, 20240.9% of the lender's total
397loans originated$65m
16.3%denial rateAR all lenders 25.0%
1.1 ppmedian rate spreadAR 0.4 pp

Compared with the state and the lender's national record

MeasureIn ArkansasArkansas, all lendersNationstar Mortgage, all statesUnited States
Denial rate16.3%25.0%19.1%24.3%
Median rate spread, pp1.10.41.20.3
Originations with spread of 1.5 pp or more42.9%17.6%44.9%15.6%
Average originated loan$163k$220k$199k$329k
Home purchase share22.4%60.8%13.9%57.0%
FHA-insured share17.6%15.3%13.2%13.4%
VA-guaranteed share8.1%9.5%8.1%7.9%

Trend by year

ApplicationsOriginations

0418.58372022: 837 Applications2023: 441 Applications2024: 595 Applications2022: 541 Originations2023: 278 Originations2024: 397 Originations202220232024
Nationstar Mortgage in Arkansas: applications and originations, 2022–2024

This lender in stateArkansas, all lenders

0%13.3%26.7%2022: 16.8% This lender in state2023: 20.2% This lender in state2024: 16.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Arkansas

By purpose

Home purchase 22% (89)Home improvement 6% (24)Refinancing 9% (34)Cash-out refinancing 33% (132)Other purpose 30% (118)

By type

Conventional 74% (295)FHA 18% (70)VA 8% (32)

Denial reasons as coded

Collateral42.3%
Other23.1%
Debt-to-income ratio11.5%
Credit application incomplete9%
Credit history7.7%
Unverifiable information5.1%
Insufficient cash (downpayment, closing costs)1.3%
Employment history0%
Mortgage insurance denied0%

Share of 78 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).

Counties in Arkansas

CountyApplicationsOriginationsAmountDenial rate
Benton County10881$20m9.9%
Pulaski County8242$6.9m27.1%
Washington County5337$5.7m11.9%
Faulkner County4027$4.1m17.1%
Saline County3221$4.1m22.2%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Nationstar Mortgage originate in Arkansas in 2024?

397 loans totalling $65m, from 595 applications reported for properties in Arkansas.

What is Nationstar Mortgage's denial rate in Arkansas?

16.3% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Arkansas counties does Nationstar Mortgage lend in most?

By originations: Benton County (81), Pulaski County (42), Washington County (37), Faulkner County (27), Saline County (21).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.